Refinancing | Mortgage Broker Calamvale, Parkinson & Algester

Refinancing plays an important part in keeping your home loan healthy and ensuring that your bank is working hard to keep you. If you haven't reviewed your loan in a while or are coming to the end of a fixed rate, now's a great time to consider your options. As your local Calamvale Mortgage Broker, I'll review your goals and current loan, and provide an honest, expert opinion. 

Refinancing - a valuable move

While refinancing is mainly used to make the most of a lower interest rate, there are lots of reasons to consider a switch to a new lender. You could secure better features, access equity in your current home, consolidate any smaller debts, or simply negotiate a new fixed rate. 

One of the key parts of refinancing is having an expert by your side. As your local Mortgage Broker in Calamvale and Parkinson, I know what lenders are offering competitive rates and advocate on your behalf to get you the most competitive deal available. 

The Refinancing process at Mortgage Choice

• Assess your needs and goals: do you want to save money? access equity? or free up cash-flow? Knowing what you want to achieve will help point me in the right direction when I'm looking for other options.
• Research your options: As part of the refinancing process, I approach your current lender to see if they will offer you a discount as an existing customer. I will then approach the other lenders on our panel to see what they are willing to offer you in the way of a lower rate, better features or even a cashback.
• Discuss your options: Together, we'll look through my findings and recommendations. I will take you through the costs that come with switching and weigh them against the long-term benefits of refinancing. 
• Refinancing process: If you decide to go ahead, as your Mortgage Broker I'll manage the entire refinancing process for you. This includes putting together our new application, collating documents and following up with the new (and existing) lender.

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Your Local Calamvale Mortgage Broker

Like anything else, your home loan needs to be re-evaluated on a regular basis to make sure your supplier (the bank) isn't charging you more than they should be. I offer a free review of your home loan to get you started. Book yours now!

Find out more about Steven

 

How often can I refinance my home loan?

There is no limit on how many times you can refinance, but I would suggest reviewing your home loan once a year. This gives you the opportunity to see what else is available to you and how much you could save on interest. If you're on a fixed rate, make sure that you are reviewing your options about three months before the end of your term. 

Let's start on your new chapter

It's my job to support you and put your needs first as we refinance your home loan. As a mobile broker, I can meet with you in Calamvale, Parkinson, Algester and across wider Brisbane. I can also chat you with by phone or video - whatever suits you best.

Call me directly on 0435 201 861 or click below to request a callback.

Call: 0435 201 861  Request a call