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Steven Spanos

Steven Spanos Mortgage Broker in Rosebud & Mornington Peninsula

As a Mortgage Broker with over 24 years of industry experience, Steven Spanos is passionate about finding the right solutions for his clients. He brings a strong work ethic to every business partnership, providing honest, upfront advice and the professional know-how to guide customers through the borrowing process and help them achieve their goals.

Steven offers a mobile service on the Mornington Peninsula and surrounding areas.
  • Call Us Mortgage Choice Tootgarook
  • Office - 0448 168 195
  • Open Hours Mortgage Choice Tootgarook
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Client-focused and empathetic, Steven provides expert lending advice and guidance to help you make successful choices about your financial future. He can assist with a broad spectrum of loans including residential and investment home loans, business loans, trade and working capital finance, asset finance and SMSF lending.

  • Home Loans
  • Investment Home Loans
  • Refinance Loans
  • Building & Construction Loans
  • SMSF Loans
  • Business & Commercial Loans
  • Commercial Property Loans
  • Car & Asset Finance
  • Business Equipment Finance
  • Working Capital Finance
  • Renovation Finance
  • Equity Release
  • Deposit Bonds
  • Bridging Loans
  • Reverse Mortgages (Referred to third party)
  • Personal Loans
  • Insurance (third party referrals)
  • Loan protection Insurance

Other areas I service

Offering expert guidance and attentive service that extends past settlement, Steven is dedicated to helping his clients secure a finance solution that continues to address their needs over the long term. 

Steven resides in Tootgarook, is based in Rosebud and offers a mobile service across the Mornington Peninsula as well as the surrounding areas. 

  • Mornington Peninsula
  • City of Frankston
  • Bass Coast
  • Greater Dandenong
  • Frankston
  • Dandenong
  • Moorabbin
  • Springvale
  • Berwick
  • Cranbourne
  • Somerville 
  • Phillip Island

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Our experience with Stephan was absolutely fantastic He played a pivotal role in helping us secure a mortgage for our new home, and we couldn't be more pleased with the level of service we received.

Stephan's expertise and professionalism were evident from the start. He patiently guided us through the process, providing us with clear explanations and answering all our questions. He went above and be... read more

18 January 2024  

One of the most patient and helpful people Ive ever dealt with. Steve was amazing from start to finish, even with me changing my mind several times throughout the process about what I wanted to do. He explained everything in detail and was always friendly and helpful. Highly recommend Steve to anyone needing finance

26 October 2023  

Absolutely recommend Steve without hesitation for mortgage and brokering services. He's extremely knowledgeable, informative, approachable and honest. Steve's service always felt as though he was advising on the best, most suitable product to me, and not a sales pitch or driven by an alternate Mortgage Choice agenda. Really a pleasure to work with and thank you for getting me into a home

11 October 2023  

I had a wonderful experience with smartline mortgage services. I highly recommend Steve Spanos, Steve was extremely helpful, guided me through every step of the finance application process. Absolute pleasure to deal with thank you!

05 August 2022  

My wife and I were very impressed with steven spanos
our loan was only small and was a complicated due to location and type of property but he didnt give up and managed to get it all done so great job
we would recommend his services and have done already
thanks again Dale and Marieanne Mckinnon

27 July 2022  

We found Steven Spanos excellent in his commitment to obtain an investment loan for us. Steven has a very open and relaxed attitude, explains all the processes very thoroughly in plain english for us to make an informed decision on our loan.Thank you Steven for all your help..Rgds Steve & Judy Cleveland.

26 July 2022  

Steve went above and beyond to help my experience getting into the market so much easier. He was always there to respond to any questions I had. I would highly recommend Steve to anyone I know who needed help getting a loan.

09 July 2022  

I really appreciated Steven's support and advice throughout the process of refinancing my home loans. Nothing was ever too difficult, and Steven always responded promptly to any queries I had. He was very professional, but at the same time friendly and approachable. I would highly recommend Steven's services. Thank you.

05 June 2022  

Extremely happy with Steven's service, there was no bull like other brokers who just want to sign you up to get the commission.
Steven listens to what you want and lays out the appropriate and best loans to suit your needs.
He always calls back or replies in a timely fashion.
I will definitely use Steven again for my future investments.

30 May 2022  

I highly recommend Steven Spanos and Smartline. I’m grateful that Steven simplified the loan application process for me, and maximised my borrowing.

15 April 2022  

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Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

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