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Tzuri Avila

Refinancing your home loan | Randwick, Coogee, Maroubra


What are you looking to do?



Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender.

Here's a video explaining how refinance works and some of the benefits. 


Ready to start the process?



Why do people refinance

There are a number of reasons why people might want to refinance. Some borrowers refinance to a better loan every few years, while others choose to refinance because their circumstances have changed. Regardless, here are some reasons that might apply to you:

  • Your current loan is outdated and there are better options out there.

  • You want to use your equity to renovate or buy another property.

  • You’re struggling to make repayments or need extra cashflow.

  • Lifestyle changes such as a growing family.

  • You’re looking for more flexible repayment options, such as making larger or extra repayments, so you can pay off your loan faster.

  • You're paying high interest for loans such as credit cards, personal loans or car loans. Consolidating these loans into your home loan can reduce the total amount of interest you'll pay. 

What could happen when you refinance

When you refinance you could get a lower interest rate and reduce your monthly repayments or you could fix your rate for a certain period, and have the security of fixed monthly repayments.

Sometimes you could access the equity in your home and take the opportunity to build additional wealth by buying an investment property or renovating.

Refinancing can provide you with an opportunity to streamline your borrowings, through consolidating all your debts into one lower rate and potentially reducing your overall monthly repayments.

If you would like to refinance your loan or even get a ‘Home Loan Health Check’ we can compare hundreds of loan options from our wide panel of lenders, including the major banks.

This saves you time and our service comes at no cost to you.

Once you have chosen your loan, my team and I can guide you through the process, to ensure its the right loan for you.


Ready to start the process? 

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If you have some questions and want answers call Tzuri and his team on 02 9190 5565




We're located in Randwick and service the suburbs of Maroubra, Coogee, Clovelly, Kingsford, Matraville, Pagewood and Daceyville. 

Is it time to refinance?

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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