Mortgage Choice logo
Adam Gadowski

Refinancing | Home loans Byron Bay, Mullumbimby & Brunswick Heads

Start your home loan journey today

Refinancing your home loan

Factors like rising interest rates and late payments can cause your repayment amount to increase - perhaps more than you realise. If you’ve been feeling the pinch lately, it might be time to consider refinancing. The reality is that you don’t get any reward for staying with the same loan forever, and switching loan or even switching lender might be the best way for you to improve your finances.

The benefits of refinancing

Refinancing your loan can not only lower your interest rate and reduce your repayments, but also help you access new loan features like redraw. You may also be able to reduce your account fees and increase your equity, as well as consolidating debts into one easy payment. 

Whether you are interested in all of these benefits or only a few, Adam can help you reach your goals as your trusted Mortgage Choice broker in the Byron Bay area. You could be saving yourself thousands of dollars annually by refinancing - so don’t delay in speaking with Adam!

When is the right time to refinance?

Refinancing can be a great option at many different stages of your loan. As a general rule, we recommend checking up on your loan every few years to make sure it is as healthy as it should be. It’s also a good idea to think about refinancing if

  • You are coming off a fixed rate
  • You have multiple debts to consolidate
  • You are unhappy with your lender
  • Your financial circumstances have changed
  • Or if you just want a better deal!

When you work with Adam, he will help you evaluate your circumstances and decide whether refinancing will benefit you in the long term. He will uncover any switching costs and make sure that you will save money overall - there’s no need to worry about if it’s worth it. Get in touch with Adam to learn more about the refinancing process.

Get a free home loan review

Refinancing resources

Download our guide to refinancing for everything you need to know about the entire process - it’s free!

Want to see if your loan stacks up? Use our easy tool to see how much a different loan would affect your loan. 

If you’re interested in learning more about refinancing, talk to Adam Gadowski on 0403 619 593 to book a free home loan review

Adam can also assist you with:

Contact us

Contact your existing broker?

contact-us-broker-1Smoother experience as they have all your information.

contact-us-broker-2Better understanding of your financials to provide tailored advice.

contact-us-broker-3Faster response compared to being matched with a new broker.

Contact existing broker