Mortgage Broker Mount Gravatt | Mount Gravatt Home Loans
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Buying a property in Mount Gravatt
With the Mount Gravatt Lookout hike and plenty of bushland walking paths, Mount Gravatt is a nature-lovers paradise. And if you can’t get enough of the natural scenery, Toohey Forest is just minutes away. There are plenty of restaurants and fast food joints to suit every taste, and the nearby Westfield Mt Gravatt is full of both large chain stores and small boutiques. If you are commuting, the Pacific Motorway is conveniently located, and the area is well-serviced by buses. There’s no shortage of schools to choose from, and there is even a TAFE campus and Griffith University’s Nathan campus at your doorstep.
The median house price in 2022 in Mount Gravatt was $981,000, and the median apartment price was $492,500. Get in touch with Amy Iommarini to learn more about buying in this great suburb.
Fixed vs variable home loans
When you are choosing a home loan, you will have the choice between a fixed rate or variable rate loan. With a fixed rate, your interest rate remains the same for a specified period, while variable rates are subject to change at any point. Both types of loans have their benefits and disadvantages, and Amy Iommarini can help you decide on the best path as your mortgage broker in Mount Gravatt.
While fixed rate loans give your budget certainty with set repayments, they are also often inflexible and have less features. Variable rate loans leave you vulnerable to rate rises, but they also allow the opportunity for your rate to decrease, and offer you more flexibility. Ultimately, the decision between the two loans will come down to your unique needs and circumstances, as well as the broader economic climate. For instance, if you are interested in features like redraw and offset accounts, a variable rate loan might be the best option for you.
Amy, as your mortgage broker in Mount Gravatt, will explain each type of loan and recommend an option based on your preferences and financial situation. Get in touch with her to speak more about your home loan!
Home loan guides
Learn more about home loans and finance by downloading our free guides.
Contact Amy Iommarini on 0421 997 834 to start making your home loan dreams a reality
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