Investment finance | Mortgage Broker Auburn & Parramatta
Investments have one goal: to make money. Your investment finance needs to be efficient and structured in a way that will minimise costs and maximise profits. After shying away from investment loans for a few years, lenders are back and want to support you with your investment.
There is a wide range of investment finance options available, but not all of them will suit you. It's important to choose wisely, and find something that will support your investment property and not run it. As investment loan experts, the Mortgage Choice team will:
- Have a detailed discussion about your investment goals and where you are with your finances.
- Research a number of different finance options to find the investment loan that fits with your strategy.
- Help you access equity if you would like to use it to purchase an investment property.
- Complete the paperwork and do the running around to save you time.
- Negotiate directly with the lender and answer any questions they have.
What's the difference between a regular loan & investment loan?
A regular home loan and an investment loan might seem the same on the surface, but there are a few differences between the two! Some lenders charge a higher interest rate for investment properties because their risk may be higher. But this may not necessarily be the case. As your loan support team, we'll talk you through how an investment loan could potentially impact your financial circumstances.
Can I use equity as a deposit on an investment?
Instead of finding a cash deposit to buy an investment property, you could use this equity as the deposit. Equity is the value of an asset not subject to any lender’s interest. For example, a property worth $500,000 with a mortgage loan of $150,000 has equity of $350,000.
Expert investment advice from Mortgage Choice
The Mortgage Broker Auburn team would love to help you get settled into the right investment loan. To make the process as convenient as possible, we can chat via phone, video or face to face - our mobile team come to you.
Call Anthony from Mortgage Choice in on 0401 682 867 or book a call below.
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We service the areas of Ermington, Rydalmere, Dundas, Silverwater, Lidcombe, Granville, Auburn, Greystanes, Toongabbie, Parramatta, Merrylands and wider NSW.
