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Refinancing Dapto, Shellharbour & Kiama


Billy offers the very best in refinancing and debt consolidation

Refinancing & debt consolidation are powerful tools available to homeowners that can be leveraged to save a great deal of money. You can trust Billy and his experienced team in realizing the best results possible for your situation.



What is refinancing?

Put simply, refinancing is when you change your home loan in order to suit your current circumstances. Everyone’s financial circumstances change from time to time, and when that happens, being able to refinance is critical in helping you to pay off your mortgage with a minimum of financial stress.

We recommend that you take a look at your mortgage annually with a Home Loan Health Check, and then consider refinancing. Shellharbour and residents of surrounding towns can ask Billy to perform this check for them, and come back to them with an assessment on whether the current home loan is the most suitable option.


Why would I refinance?

There are any number of reasons that people refinance, but a couple of the most popular reasons include:

  • Paying off debts such as credit cards by rolling them into the home loan.

  • Getting a cheaper rate on the home load, especially when features on the current loan are no longer needed or wanted.

  • To access some extra cash, for renovations, to buy a car, or even take a holiday.

  • To switch from a variable rate to a fixed rate, which might be a wise thing to do, depending on the economic conditions.


How do I refinance

It’s very easy to refinance. Shellharbour, Dapto, Kiama, and surrounding areas residents can easily make an appointment with Billy to discuss why they’re looking to refinance and what they would like to achieve with it. Billy will then research the best options available, and come back with expert advice, tailored completely to your individual circumstances. Contact us today to get the ball rolling!


VIDEO: Billy talks about Debt Consolidation


Contact us today.