Brett Mallott

Refinancing | Brett Mallott in Canning Vale

Brett is passionate about making sure that Australians are getting the most out of their money and aren't paying too much for their home loan. Refinancing is a big part of ensuring that you're making the most of market competition and record low rates. Let Brett help you get the best deal!

There are a few reasons people consider refinancing. You could secure a lower rate, switch between variable and fixed rates, add more favourable features to your loan, consolidate debt, release equity... the list goes on. The simple goal is to make sure that your home loan still fits you and your life.

Here are some times that you should consider refinancing your home loan:

You are coming to the end of a fixed rate period
You would like to release some equity to renovate or invest
You have a number of smaller debts and would benefit from consolidation and review
You would like to switch lenders
It has been more than 2 years or more since you last reviewed your home loan

The 2 year review rule

Just like with your other household bills, your home loan needs regular attention - a set and forget attitude could see you paying more to your bank than you need to be! A review can result in finding a better deal with another lender, securing a better deal with your current lender (referred to as 'internal refinancing') or give you peace of mind that your home loan is still the best deal out there for you.

Find out more with our additional resources

If you're looking at refinancing your home loan, our education resources can give you more information about the benefits and refinancing process.

Brett from Mortgage Choice offers a free Home Loan Health Check

We offer a free Home Loan Health Check to make sure your home loan is still the right fit for you. We'll review your interest rate and features, comparing the current loan to the rest of the home loans on our panel. Should we find you a better deal, we will talk you through any exit fees you may have to pay and advise if a switch would be beneficial for your finances long term.

We have a great panel of lenders and look forward to seeing if we can find you something better. It only takes a short time and could save you money.

Call Brett today on 0422 040 646 to book your FREE Home Loan Health Check.

We service the areas of: Parkwood, Leeming, Riverton, Winthrop, Applecross, Booragoon, Willetton, Success, Canning Vale, Banjup, Ferndale, Shelley, Bateman & surrounding areas.