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Bruce Downing

Bruce Downing Mortgage Brokers in Albany, Denmark, Mount Barker and the Great Southern Region of WA

Bruce and Jacky are highly experienced and can help you with a range of finance requirements including residential properties, investments, commercial and business loans, vehicle and equipment finance and unsecured personal loans. With majority of their business coming from repeat clients and referrals, Bruce and Jacky love making a positive difference in people’s lives.
  • Call Us Mortgage Choice Albany
  • Office - 08 9892 5678
  • Open Hours Mortgage Choice Albany
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Suite 2/91 Aberdeen Street, Albany WA 6330
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Bruce and Jacky are a personable, understanding and skilled team offering wide-ranging professional expertise. From identifying the loan product that meets your current and future needs, through managing the application, they’ll get you great results without the stress. 

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Bridging loans
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Albany, Denmark, Mount Barker and the Great Southern Region of WA and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with us to discuss your unique circumstances.

Start your home loan journey today

A little more about us

Having spent almost 11 years in Margaret River with The Mortgage Gallery, Smartline and Mortgage Choice, Bruce and Jacky felt the time was right to return home to Albany in January 2023.
The move was made in the middle of May 2023 and they are looking forward to continuing to serve their many clients, both in the Albany area and other places as they have been for over 20 years.

Award-winning mortgage broking service – from advice to admin, Bruce and Jacky have it covered. They can look after clients located right across the Margaret River region including

Other areas we service 

  • Margaret River
  • Cowaramup
  • Witchcliffe
  • Karridale
  • Augusta
  • Nannup
  • Yallingup
  • Dunsborough
  • Busselton
  • Albany
  • Narrikup
  • Denmark
  • Mount Barker
  • Kendenup
  • Manypeaks

Ready to kickstart your journey to homeownership?

We’ll assist you along the way and do all the legwork for you! Call us today on

08 9892 5678. 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Good service and felt well taken care of every step of the process , which made it east and comfortable.

14 January 2024  

Bruce and Jacky provide an incredible service They keep in contact regularly throughout the process so that you're never finding yourself wondering and feeling the need to follow up with them but always available if you have any questions. I found the whole process very easy and will be contacting them for any future mortgage needs.

Well I came back just as I said I would and I'm extremely glad I di... read more

19 October 2023  

Always amazing service and lots of patience for us on a first time refinance, highly recommend

17 August 2023  

For around 15 years, Bruce and Jacky have helped us with our property financing - for our own homes and investments. At all times they put 110 effort to find the best deal and have found ways to make complex deals work for us.

We are very grateful to have had there expertise help us achieve our goals.

thanks guys, you're the best

19 July 2023  

Great service. Very knowledgeable.

06 July 2023  

I've known Bruce Jacky for a number of years have always found them to be friendly, knowledgeable, approachable professional. Wishing them all the best with the move from Margaret River their return to a new office in Albany.

06 July 2023  

An amazing couple that patiently guided me into securing the best possible option for my fist mortgage.

15 November 2022  

The team went above and beyond the call of duty, despite constant issues with paperwork and the bank. Highly recommended.

09 October 2022  

Bruce and Jackie at Margaret River are so amazing and we really enjoy the service and excellent advice to get us into the right product . Jeff and Sharnya

01 September 2022  

Bruce and Jacky were recommended to us by our real estate agent after a disappointing response from our local Smartline office. They offered to come to our home to start the process and kept us informed of everything along the way, even though their office is several hundred kilometres away. Would definitely use their services again.

25 July 2022  

Read more reviews

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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