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Chris Howitt

Your local Mortgage Broker for Port Melbourne, South Melbourne, South Yarra, Prahran, Armadale, Albert Park, Middle Park, Southbank, Malvern & Toorak

Looking for a home loan? Talk to us your local Mortgage Choice broker from Port Melbourne, VIC. Let us research and compare over 20 lenders for you.
  • Call Us Mortgage Choice Port Melbourne
  • Mobile - 0401 334 599
  • Office - 03 9646 7973
  • Fax - 03 9646 4393
  • Open Hours Mortgage Choice Port Melbourne
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

146 Rouse Street PORT MELBOURNE, VIC 3207 & 3B Coogee Crt, BARWON HEADS VIC 3227

At Mortgage Choice Port Melbourne & surrounding areas, we love giving our customers more choice - to get a great home loan deal - less stress - and free of charge!  

Starting your home or investment loan journey

When you're purchasing a new property, finance is one of those things that not many people want to think about even though it's essential.  You may be wondering how to select one Mortgage Broker over another; a broker over a bank; and entrust them with the important part of actually 'doing' your loan.

If this sounds familiar, we want to let you know that as your Mortgage Specialist Team, our focus is to find the right home or investment loan for you, and your unique situation.

How we help -

As your Mortgage Broker servicing Port Melbourne, Albert Park, South Melbourne, Middle Park, Prahran, Windsor, Armadale, Malvern and Toorak, we will fulfill the following loan criteria below to give you the comfort and confidence in knowing you're in capable hands.

  1. No obligation, and great on the pocket!  We work to achieve the best outcome for you.  At no point are you under any obligation to our team, and our home/investment loan services are great on the wallet too. We're focused on the right outcome for you.  We'll discuss your property intentions, your goals, your finance limits - and I set to work on the research to assess the best loan or lending product to suit your needs.
  2. Assessing your options - We'll take you through the home or investment loan options most suited to your individual circumstances using our collective years of financial experience and local property knowledge of the Port Melbourne and surrounding areas to help you make an informed and confident decision.  We'll answer all your questions in a timely manner and we'll assist you choose the loan that's right for you
  3. Do all the work for you - we will complete the application forms, submit them, and act as the primary contact point for the Lender chosen, your real estate agent, and your conveyancer or solicitor.  We work through any issues that may arise, and keep you fully informed along the way.
  4. Expert knowledge  - our collective years of experience have given the team a thorough understanding of the loan market and property lending markets.  Some of our team are "locals" therefore giving extensive knowledge of the areas of Port Melbourne, South Melbourne, Albert Park, Middle Park, South Yarra, Prahran/Windsor, Armadale/Kooyong, Malvern & Toorak. Living & working in the area, and having Investment properties in Port Melbourne and South Melbourne - gives expert local knowledge!
  5. Client Understanding - our focus is to make sure you are getting the right deal for you.  This means clear and open communication with you to gain an understanding of your goals and dreams.  We focus on building rapport to understand your specific needs.
  6. Organised - we implement an organised structure with keen attention to detail throughout your home/ investment loan process.  This means that all the i's are dotted and t's crossed to help get your loan application across the line, and on time settlement.
  7. Problem solving skills - we can overcome any unexpected hurdles that we're confronted with.  No matter your personal situation, we can work together as a team to help overcome those unexpected issues, whether it's a quick settlement date or you're self employed.
  8. We go that "extra mile" - We all have the drive to go the "extra mile or two" to deliver the right loan results for you.  This means guidance on your home or investment loan throughout the entire process and following up with you throughout the life of your loan to make sure that you still have the right loan for your circumstances.

We can give expert Mortgage Broking advice

All of us have a goal to help home buyers like you achieve YOUR dream! We are passionate to assist with whatever type of mortgage finance you need, such as:·        

  • First Home Buyer Loans
  • Upgrade your Home using Equity
  • Refinance Loans
  • Investment Property Loans            
  • Mortgages for the Self-Employed 
  • Self Managed Super Fund Investments
  • Deposit Bonds
  • Fixed Rate vs Variable Rate Decisions

At Mortgage Choice in Port Melbourne we can also help you with::

  • Home & Building Insurance
  • Life and/or Income Protection Insurance
  • Car Loans & Personal Loans
  • Commercial Loans

WHY USE A MORTGAGE BROKER? Our answer is - why not use a Mortgage Broker when we have hundreds of loans available not just from the one Lender! And at no cost to you! Why not!

Your local Mortgage Broker looking after Port Melbourne, Albert Park, Middle Park, South Melbourne, South Yarra, Prahran/Windsor, Armadale/Kooyong, Malvern & Toorak

Call us today on: (03) 9646 7973

Or click on the Contact Us link at the top of this page.

*This information refers only to loans provided by our panel of over 20 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I have had the priviledge to work with Mortgage Choice in Port Melbourne when my family friend gave me a recommendation. The last 3 housing purchasesselling, David, Chris and Katrina have supported and provided me the needed guidance to organise my mortgage. I highly recommend their service, very helpful, professional and also kind. It was nice to receive a call even after the work was done, just to check everything was going well. Thank you for your service.

17 May 2024  

Ive been dealing with Mortgage Choice for many years now. I would never look anywhere else for my financial needs and have referred many family and friends to them. The entire team is extremely knowledgeable, always available and truly listen to your every need. Very highly recommended.

29 April 2024  

Extremely happy with the service provided, endless support and advice to achieve my mortgage approval even in the short timeframe of pressure I put them under.
Thanks again

18 April 2024  

Going with Mortgage Choice was one of our top decisions when it comes to finding the mortgage for our new home.
The Lending Scenario they offered was incredibly valuable and played a critical role in our financial planning. Weve also had positive experiences with their recommendation, feeling confident that weve made the right choice.

Thank you Chris, Glenn, Katrina the team

12 March 2024  

Couldnt be happier dealing with the team at Mortgage Choice. Katrina, Glenn Chris were very helpful. No question was too silly and they went the extra mile to ensure the approval and purchase went smoothly. Thank you for making it easy

02 February 2024  

Craig was great at explaining all of the steps to owning my own home. His advice on the type of property to purchase was very helpful and his support during the settlement stages was appreciated. I would strongly recommend Craig to family and friends.

21 January 2024  

Very helpful provided useful extra advice above beyond just refinancing.

16 January 2024  

Chris Howitt and the team at Mortgage Choice Port Melbourne are so fantastic to deal with and extremely helpful in finding the best available loan and options. I first used them when refinancing to purchase a second home when our borrowing power was quite low but they helped us find a way. We have since refinanced multiple times to improve our property and it has been a very successful partnership. Thank you all.

15 January 2024  

We have used Mortgage Choice Port Melbourne almost 3 times now to purchase properties and refinance loans. This is an outstanding team who will go above and beyond to secure you a the best deal for a loan, and make the transition of securing properties and refinancing between banks a seamless as possible. Craig and Glenn have literally saved us thousands of dollars on interest repayments by optimizing... read more

12 December 2023  

Craig has been absolutely wonderful through the whole process of refinancing my home. I was putting this off as I though it would be to scary and too much work to get it done. There was no such thing as a silly question, and Craig made sure I was comfortable with all the steps. He talked me through paperwork when I needed the help, and was made sure I understood every step before proceeding. 1010 fantastic to work with.

08 November 2023  

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