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Chris Howitt

Your local Mortgage Broker for Port Melbourne, South Melbourne, South Yarra, Prahran, Armadale, Albert Park, Middle Park, Southbank, Malvern & Toorak

Looking for a home loan? Talk to us your local Mortgage Choice broker from Port Melbourne, VIC. Let us research and compare over 20 lenders for you.
  • Call Us Mortgage Choice Port Melbourne
  • Mobile - 0401 334 599
  • Office - 03 9646 7973
  • Fax - 03 9646 4393
  • Open Hours Mortgage Choice Port Melbourne
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

146 Rouse Street PORT MELBOURNE, VIC 3207

At Mortgage Choice Port Melbourne & surrounding areas, we love giving our customers more choice - to get a great home loan deal - less stress - and free of charge!

Starting your home or investment loan journey

When you're purchasing a new property, finance is one of those things that not many people want to think about even though it's essential.  You may be wondering how to select one Mortgage Broker over another; a broker over a bank; and entrust them with the important part of actually 'doing' your loan.

If this sounds familiar, we want to let you know that as your Mortgage Specialist Team, our focus is to find the right home or investment loan for you, and your unique situation.

How we help -

As your Mortgage Broker servicing Port Melbourne, Albert Park, South Melbourne, Middle Park, Prahran, Windsor, Armadale, Malvern and Toorak, we will fulfill the following loan criteria below to give you the comfort and confidence in knowing you're in capable hands.

  1. No obligation, and great on the pocket!  We work to achieve the best outcome for you.  At no point are you under any obligation to our team, and our home/investment loan services are great on the wallet too. We're focused on the right outcome for you.  We'll discuss your property intentions, your goals, your finance limits - and I set to work on the research to assess the best loan or lending product to suit your needs.
  2. Assessing your options - We'll take you through the home or investment loan options most suited to your individual circumstances using our collective years of financial experience and local property knowledge of the Port Melbourne and surrounding areas to help you make an informed and confident decision.  We'll answer all your questions in a timely manner and we'll assist you choose the loan that's right for you
  3. Do all the work for you - we will complete the application forms, submit them, and act as the primary contact point for the Lender chosen, your real estate agent, and your conveyancer or solicitor.  We work through any issues that may arise, and keep you fully informed along the way.
  4. Expert knowledge  - our collective years of experience have given the team a thorough understanding of the loan market and property lending markets.  Some of our team are "locals" therefore giving extensive knowledge of the areas of Port Melbourne, South Melbourne, Albert Park, Middle Park, South Yarra, Prahran/Windsor, Armadale/Kooyong, Malvern & Toorak. Living & working in the area, and having Investment properties in Port Melbourne and South Melbourne - gives expert local knowledge!
  5. Client Understanding - our focus is to make sure you are getting the right deal for you.  This means clear and open communication with you to gain an understanding of your goals and dreams.  We focus on building rapport to understand your specific needs.
  6. Organised - we implement an organised structure with keen attention to detail throughout your home/ investment loan process.  This means that all the i's are dotted and t's crossed to help get your loan application across the line, and on time settlement.
  7. Problem solving skills - we can overcome any unexpected hurdles that we're confronted with.  No matter your personal situation, we can work together as a team to help overcome those unexpected issues, whether it's a quick settlement date or you're self employed.
  8. We go that "extra mile" - We all have the drive to go the "extra mile or two" to deliver the right loan results for you.  This means guidance on your home or investment loan throughout the entire process and following up with you throughout the life of your loan to make sure that you still have the right loan for your circumstances.

We can give expert Mortgage Broking advice

All of us have a goal to help home buyers like you achieve YOUR dream! We are passionate to assist with whatever type of mortgage finance you need, such as:·

  • First Home Buyer Loans
  • Upgrade your Home using Equity
  • Refinance Loans
  • Investment Property Loans
  • Mortgages for the Self-Employed
  • Self Managed Super Fund Investments
  • Deposit Bonds
  • Fixed Rate vs Variable Rate Decisions

At Mortgage Choice in Port Melbourne we can also help you with::

  • Home & Building Insurance
  • Life and/or Income Protection Insurance
  • Car Loans & Personal Loans
  • Commercial Loans

WHY USE A MORTGAGE BROKER? Our answer is - why not use a Mortgage Broker when we have hundreds of loans available not just from the one Lender! And at no cost to you! Why not!

Your local Mortgage Broker looking after Port Melbourne, Albert Park, Middle Park, South Melbourne, South Yarra, Prahran/Windsor, Armadale/Kooyong, Malvern & Toorak

Call us today on: (03) 9646 7973

Or click on the Contact Us link at the top of this page.

*This information refers only to loans provided by our panel of over 20 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Dinithi De Silva

13 Jan 2022

I spoke to Glen today, he Gave impartial, very honest advice. I strongly recommend him and Chris. I will be recommending him to my family members.

Daniel Brunning

13 Dec 2021

Had some curveballs to overcome in order to obtain finance for my home loan and a very short settlement time. The team provided great advice, finance, communication and solutions.

Siam McArthur

15 Nov 2021

Craig Micallef has been astounding to work with. My partner and I have had a unique situation whereby looking for a loan as a sole trader and first home buyer wasn't straight fo...

Cheyenne Newman

01 Nov 2021

I just wanted to say a huge Thank you to Craig for his support and getting me a home loan approved very quickly on an apartment in Prahran. It was simple, easy and the communica...

Jennifer Schumann

03 Jun 2021

I just bought my first home through Glenn and Chris and it was such a positive experience, I can't recommend them enough! Glenn was very responsive, friendly and professional, k...

Danielle Waterson

11 Dec 2020

Chris and the team have arranged multiple loans for us over the past few years - most recently a very complicated bridging loan for construction and we've been very happy with e...

Ella Kirk

04 Nov 2020

Excellent to work with, would highly recommend to all.

Christopher Bramley

01 Nov 2020

Craig was prompt and professional. Would highly recommend.

Ryan Ockerby

09 Jun 2020

Highly recommend Craig, always ready to help in any situation and so quick to respond or answer the phone.

Kusal Goonewardena

15 May 2020

Chris and his team were fantastic, they helped us out with our loan options, meticulous with their work, and I would recommend them to anyone.

Chris Smitt

13 Dec 2019

I had a complex scenario. Being a director of an Australian company with interests in an American company and wanted to buy a property as well as keep my existing one was no eas...

Ginger Krentz

29 Nov 2019

Wouldn’t recommend for anyone with complex financial situations or for anyone from overseas, especially if self employed. May be good otherwise, couldn’t really say.

Kell Juch

28 Sep 2019

Could not have asked for a better broker. Thank you in every way Craig. So patient and understanding of someone who knows nothing about buying a home. Complete confidence from t...


18 Jun 2019

Chris and the team were absolutely brilliant when I needed finance. Chris took care of everything and made the experience a very easy, efficient and in the end, a satisfying one...

Milano Livera

25 Oct 2018

Craig, you are a star! I'd have no hesitation in referring Craig if you need a home loan or wanted to refinance your existing one (which I did)... The guy clearly loves what he...

Kaela M

05 Sep 2017

Brilliant broker, really understood our situation and tailored the solution and service accordingly! Highly recommend!

Chris Smith

28 Jul 2017

I contacted Chris when I was looking to finance an investment property (an apartment in Port Melbourne) and it was a great decision. Chris took care of all of the finance side...

Gayle was extremely informed to identify our options quickly and she recommended a suitable solution from the outset of our discussions. We were working with a short settlement period and despite Gayle's other commitments out of town, she ensured the loan progressed in a timely manner and all deadlines were met. Gayle is a very vivacious and outgoing character which also made our dealings easy and open. Thank you to Gayle and her fabulous team at Mortgage Choice.

Home & Investment Purchaser - Bentleigh East, Bentleigh East, VIC
- First Home Buyer

Your service was exceptional. Friendly, professional and very thorough. Your hard work and dedication to achieve the best possible outcome for us was amazing. Thank you Gayle.

Jamie & Chantel, Port Melbourne and Wodonga, VIC
- Property Investor

Gayle, Julia and everyone at Mortgage Choice Port Melbourne were wonderful. Wonderful in every deal, in every service, in every minute of time gladly given to us (regardless of whether at an appointed time, or at any time when we called, emailed or popped in out of the blue). They were supportive, informative and shared our whole journey with patience and genuine interest. I am so fussy with service industries having worked in so many of them over the years. I cannot fault Gayle's team even one little bit. Thank you so much to all of you! I will not hesitate, at all, to recommend you to anyone who even hints or implies an interest in getting finance sorted. You are legends!

Charlie & Victor, Upwey, VIC
- First Home Buyer

As first home buyers we couldn't have done it without the help and guidance of Gayle from Port Melbourne, Mortgage Choice. We would highly recommend her services and will definitely be back again! Her efficiency, honesty and proactivity was highly regarded during our process. Couldn't have asked for better service!

CA, Port Melbourne, Port Melbourne, VIC
- First Home Buyer

Gayle we all run busy lives these days. I'm a married father of three young kids with little time to scratch myself let alone wade through all the offers and fineprint on the myriad of offers of finance. I rang you after a slow response from one of your competitors. You were prompt, professional and communicated clearly. You came to my office at a time that suited me, you were straight to the point and gave some clear options after hearing what my needs were. You kept me informed as to the progress of my loan application unprompted. When the interest rates were lowered on the day of settlement, you managed to secure me the new updated and lower rate! I would heartily endorse your services and use you again without reservation. You are very good at what you do. Thankyou!

Adrian, Canterbury, Canterbury, VIC
- Refinancer

I could not have bought my first home without the support, knowledge and dedication of Gayle Roberts. Accuracy, timeliness and dependability encapsulates Gayle's exemplary service. I recommend Gayle to all that I know and will use her services for all future home purchases.

Miss King, Hawthorn, VIC
- First Home Buyer

Thanks to Gayle & Trudy for being so helpful and always responsive to any queries or concerns that we had. Gayle has gone above and beyond to assist me and my family in getting the right finance for our needs and has at every stage been there to make sure the process runs smoothly. Will definitely be recommending others to Gayle and Mortgage Choice. Thanks again!

MY, Chadstone, VIC
- First Home Buyer

I would highly recommend using Gayle and her team to anyone looking for advice on gaining finance for purchasing property. Her service was always personalised as she ensured that we got the loan that best fit our specific needs. Gayle & Trudy were always quick to answer any question that we had, and kept us well informed throughout the entire loan application process.
We couldn't be happier in our new home, and we are very thankful for Gayle & Trudy's help.

AL, Oak Park, VIC
- First Home Buyer

Everything was fantastic from start to finish. You are super professional, hard working and knowledgeable. You got us a brilliant deal.

K Stocker, Williamstown, VIC
- Refinancer

We are extremely excited about our first home and will highly recommend Gayle’s business to anyone who needs an extremely competent and hardworking team to be their broker and secure their finance. We were recently married. We found a house and fell in love with it. We went to a Bank and were surprised the loan didn’t sail through, so after a shock we contacted Gayle & her Team at Mortgage Choice Port Melbourne. What a dedicated and hard-working team they are – they jumped onto our urgent loan and requested reams of paperwork. Unfortunately we had already booked our Xmas holidays so were overseas adding to add a layer of anxiety. Some of Gayle’s emails were late at night so I knew they were diligently working on getting our loan through. Gayle even contacted us from out at sea on a Cruise in the South pacific over Christmas – even working on her holiday for us. They were just as excited as us when we received the formal approval; met us at the branch to sign the loan paperwork, and then the day arrived for settlement and moving in. Gayle - hope you enjoy every sip of the Veuve as you’ve both earned every bubble. Gayle Roberts and her Team are truly amazing!

RG, Essendon North, VIC
- First Home Buyer

Gayle was amazing and reassuring through the whole complex process with the court order financial settlement documents that were required. Gayle was recommended to me through a friend and I'm so glad I went to Gayle. I knew that everything was under control with Gayle on board and it was one less stressful item I had to manage at that time. I would definitely ask Gayle for assistance again should I need assistance with the home loan.

K Danne, South Yarra, VIC
- Refinancer

We have been extremely happy with the service you provided and the quick approval of our loan. After meeting other mortgage brokers that we didn't especially feel comfortable with, we were so glad that we met Gayle! You have provided us with some very valuable advice and we felt we could trust you from the outset. Communication has been prompt and brilliant from the very beginning through to settlement. We would definitely come back to Mortgage Choice (Gayle & Trudy) for any future loan needs.
Thank you very much again for your assistance! We will definitely recommend your services to our friends and family.

M & AN, Port Melbourne, Port Melbourne, VIC
- First Home Buyer

Gayle & Trudy at Mortgage Choice in Port Melbourne assisted me late last year in refinancing my mortgage from ANZ to ING. I could not be more satisfied with the service I was provided. The team was extremely professional in their approach ensuring that I understood each step of the process and that I was aware of all options available to me. The entire process was completed within a short timeframe with no issues encountered along the way. I would highly recommend Gayle & Trudy if you are in need of a mortgage brokerage service.

LK, St Kilda East, St Kilda East, VIC
- Refinancer

The service and help was absolutely fantastic. I absolutely have no complaints, they were always keen to help and find a solution in my situation.

B Hayes, Port Melbourne, Port Melbourne, VIC
- First Home Buyer

The level of service from Chris & Jordan was of a very high standard.
You and the team have been superb in regards to the set-up of the new loan, Outstanding service and pretty much seamless from my end – can’t ask for much more then that
I'm only to happy to recommend them to friends and family (which I already do)

John Vilella, Preston, VIC
- Refinancer

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