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Chris Pham

Average client rating
5/5 From 150 Reviews

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Philip and Zoe were absolutely amazing in assisting us to refinance our loans. They have made the process so seamless and guided us every step of the way. 100 would recommend Mortgage Choice Cabramatta.

13 July 2024  


Zoe did an amazing job in understanding my financial situation and got me the best interest rate and loan amount possible. She was always reachable to answer any of my questions, very informative if you don't know much about the home loan process and always acting in my best interest. Thanks Zoe for making my loan journey so smooth

12 July 2024  


Zoe from the Mortgage Choice Cabramatta team has been nothing short of amazing to me and my partner.

It's no secret how crazy the property market is, more so with the significant interest rate hikes we've seen over the last year. My friend who has had a great experience with Zoe and still works with her had referred me to her as our fixed rate was expiring shortly.

When I had reached out to Zoe mind you with such short notice on my part as well, Zoe was able to come back to me within 1-2 days of me sharing my information with her on what our exact next steps were going to be. We had met her within 3 days of me calling her, and she had been in constant communication with me in terms of what options I had available, talked me through the specific details, as well as the long term options we had as well. She was able to negotiate better rates for me with the bank, something our previous broker failed to do. Given our hectic schedules as well, she was super flexible with us in terms of timing.

Zoe is such a joy to work with, she genuinely has our best interests when working with us, and I see myself doing all my mortgage work with her moving forward.

To put this into more tangible context - I live roughly 45 mins away, and will continue driving out to her for this cause she's 100 worth it.

Can't thank Zoe enough

09 July 2024  


I had an excellent experience working with Phillip Le as my mortgage broker. He was incredibly diligent and kept me well-informed throughout the entire process. Phillip's professionalism and attention to detail made navigating the complexities of securing a mortgage feel effortless. I appreciated his clear communication and proactive approach, which instilled confidence in me every step of the way. I highly recommend Phillip Le to anyone seeking a knowledgeable and reliable mortgage broker.

02 July 2024  


Philip Le from Mortgage Choice Cabramatta has been very helpful from the start of my refinancing new loan journey to the end. Professional and friendly service. He is very patient and answered all my questions and queries regarding my loan. Philip gave me the options from different lenders. I definitely recommend his service and will return in the future if I need another loan.

27 June 2024  


Thank you Zoe and Philip for assisting me with my refinancing. They are super professional, knowledgable, and helpful. They got me the best deal in the market. Im super happy about their services. Will definitely refer all my friends and family members to Philip and Zoe for their finance needs.

27 June 2024  


Philip and Zoe from Mortgage Choice Cabramatta helped me with the refinance, they made the whole process so smooth and stress free, they also got me the best deal above and beyond my expectation. I wish I know them earlier. Thanks so much Philip and Zoe.

27 June 2024  


Thanks Philip for his great above and beyond my expectations services. By searching the most suitable product and fastest lender which suited for my circumstances , I got the approval with in time period and a satisfied interest rate. In addition, the loan product is quite flexible for my redraw and repayment. Highly recommend Philip for mortgage loan.

26 June 2024  


We initially contacted Philip based on the reviews we read, which were exceptional, and now we know why. We contacted Philip to help us with the purchase of an investment property in another state and he has been amazing. Philip is very knowledgeable and supportive and he has patiently guided us through this process ensuring that everything has been done correctly. I would highly recommend Philip

25 June 2024  


Philip has done a great job in getting my partner and I a home loan. We are first home buyers so hes walked us through it all step by step and explained everything we needed to know about buying a property. He loves what he does and is very passionate about the industry.

25 June 2024  


When our fixed rate was expiring, a friend referred Zoe to us when our previous broker was at capacity to help us. Through Zoe, we learned that a broker can do more than just present us with rate options.

Her commitment to us as clients has also been exceptional. Zoe is not only prompt in handling paperwork but also ensures transparency by giving us regular updates to alleviate our mortgage stress. She also went above and beyond by letting us know that she would negotiate additional discounts when updates to rates were available, and also helped us with fees that she believed we did not need to pay throughout the loan term.

Shes very easy to talk to and made our mortgage a lot less stressful. You're making the right choice if you're considering to take on Zoe as your broker.

13 June 2024  


Im extremely happy with the service provided by Zoe Thao from Mortgage Choice Cabramatta. Shes very professional and knowledgeable, she explained everything very clearly, so much better than my previous brokers. Will definitely come back to her and prefer my friends and family to her for their finance needs.

28 May 2024  


Another extremely happy client here. Philip and his team was very helpful in getting all the process done within a very short time. We were guided every step of the process will full visibility of where it is heading. Definitely recommend them

08 May 2024  


Real people, solving real financial problems with information we can understand, and competitive rates. Highly recommend Phil and his team. He has secured our family home and given us expert guidance. Very easy to talk to and comprehends your needs very quickly. We will definately be seeing you guys again for when we go for that second home Thankyou Phil

29 April 2024  


Good service. Zoe gave me lots of advice and willing to spend time to answer all my questions. Highly recommended.

25 April 2024  


The best service you could get in western Sydney and very trustworthy.

23 April 2024  


I am satisfied and quite happy dealing with Zoe Thai and Phillip. They are truly professional with their works in helping their client achieve the best possible outcomes. Highly recommended

15 April 2024  


Philip assisted us with getting our home loan. He was a fantastic broker from the start where he was willing to spend to time to get to know our situation, during the process of selecting the best loan and even assisting us signing the e-documents at the end when we were having issues.
He helped us every step of the way and was always there to answer any questions or advice about what are options were available. there were many phone calls
We are planning to further use his knowledge and services to look into getting a property with our super as our next step after the house is finalised.
I would highly recommend Philip Le to be your mortgage broker.

15 April 2024  


We were extremely happy with the services provided by Philip Le @ mortgage choice Cabramatta.
From the very start when i was trying to work out how much money we could borrow to signing the mortgage documents Philip has been there to support us and offer advice.
He was always there to answer your questions after work on weekends and is very knowledgeable with his advice.
Very helpful and good listener.
Takes the time to get to know you, your circumstances and finds a home loan to suit you.
Highly recommend Philip Le as your mortgage broker.

15 April 2024  


Good services.

26 March 2024  


Get job done fast ,Helpful advice and learn new experiences for your loans.

26 March 2024  


Phillip and Zoe assisted in finding the best deal. Phillip helped me with finding the lowest interest rate and constantly keeps his clients at mind when finding the best deal for them. He kept me through the loop during our many obstacles that occurred through out my property journey. If youre wanting to get exceptional, professional and seamless service, then please visit Phillip and Zoe. They supported me during the whole process and continue to keep me posted.

12 March 2024  


Philip has been fantastic in guiding me through the purchase of my first home right from the beginning. Throughout the whole process, he works hard to get me the best deal that will benefit me with great consideration to various situations.

11 March 2024  


Great service, got me lower rate than my bank would offer. Plus the 2k bonus from new bank. Happy days

05 March 2024  


Philip's service is first class. He's able to provide us with the best value home loans and ensures that these are aligned with our personal and investment strategy. He's very efficient, organised and accessible which made the process easy for us.

20 February 2024  


Weve got our first apartment in Merrylands. Unfortunately, the first broker we had was not very helpful, but with the help of our friends, we met Philip. He was on holiday when I first tried to contact him. I was surprised he entertained my call from then he gave us the best deal. We are delighted with his performance as he is a very experienced and intelligent broker, and 100 will recommend him to anyone looking for an A1 broker.

20 February 2024  


Philip was a fantastic broker from beginning to end. Philip was a huge help as we purchased our first home, communicative and supportive every step of the way. He ensured we were getting the best possible deal. He made the process very smooth and easy therefore we are so happy that we went with Philip through our friend and we would highly recommend him for mortgage brokering services.
Thank you so much Philip for all your help and hard work.

20 February 2024  


Wonderful service and experience
We are greatful for Zoe's assistance, she have been really amazing in assisting us. She always there to help, her outstanding patient and professional in getting us our preapproval and refinancing our home loan. I cant praise her enough. And I strongly recommend Mortgage Choice Cabramatta, specially Zoe to anyone who needs assistance with their homeloan

09 February 2024  


Friendly service and good clear explanations for any questions that you ask

31 January 2024  


23 January 2024  


Philip and Zoe were knowledgable and helpful in assiting and executing the refinancing of my property. Zoe made it as easy as possible. They was quick response even weekend. They made it clear and recommendations on the process which help me understand better when refinancing my property.
They got it approved in just few days
Would definitely utilise their services again and recommend them to anyone looking to get a loan.
Thank you Zoe

11 January 2024  


Just did a purchase through Philip. Great guy, very knowledgeable on all products and nothing is any trouble for him. I highly recommend Philip for your mortgage broker needs. He went beyond our expectations with his help during our settlement process which was of great help. Thank you Philip.

25 December 2023  


I recently worked with Philip and the experience was exceptional. He demonstrated expert knowledge, guided me through the process with patience, and secured an outstanding mortgage rate. Philip is not only professional but also transparent and committed to client satisfaction. He is always readily available to address any questions or concerns I had and was aligned with my financial goals. My home buying journey was made infinitely smoother thanks to Philip's expertise and dedication.
Highly recommend

20 December 2023  


Highly recommended for any loan. Zoe is reliable and provide a great support.

13 December 2023  


Philip Le is very reliable and hardworking. He was regularly updating us and finding any alternative solutions to issues. We appreciate what he has done for me.

12 December 2023  


Good and service for all customers

10 December 2023  


Phillip Le at Mortgage Choice was amazing to deal with and got us a great interest rate.
Friendly and professional service with clear and transparent communication along the way.
Highly recommend Phillip Le and will go to him in the future for any financial advice we need.

07 December 2023  


I am so impressed by the mortgage brokering service provided by Philip and Zoe. They made the process so simple to refinance and get a great mortgage rate

06 December 2023  


Being a first home buyer I was unsure of a lot of things, Phillip Le walked us through step by step and made us feel comfortable and made sure we understood every aspect of the process, Phillip was always there to answer our questions, a true gentleman and awesome broker. I would highly recommend Phillip to anyone.

04 December 2023  


Philip is a fantastic broker that is extremely helpful, hard working and patient. Ensuring that we are getting the best deal and the right value for our loan.

My wife and I really appreciate the effort he put in as well as catering to our working hours.

Thank you from the both of us.

04 December 2023  


Thank you Philip and Zoe for helping me with my refinance with an outstanding result. They got it approved in just a few days. I went to the bank and they refused to help me because my situation is complicated. Im so grateful for their help.

04 December 2023  


I would highly recommend Zoe for everyone who looking for applying for mortgage. She is very professional, and responsive to client. She has helped us so much in achieving home loan approval in such a short time and Im very appreciated her for this.

25 November 2023  


Highly recommended.
Philip and Zoe guided me through the purchase of my first home with care and professionalism.
I was updated immediately at every stage and got the best rate with all the options required for my situation.

24 November 2023  


Highly recommend
Zoe is the person you need if you have any mortage needs,
she is patient, helpful, and outstanding, I am so pleased with the service.

24 November 2023  


I had an exceptional experience working with Philip and Zoe, to refinance and secure a new home loan. Unlike other brokers who were hesitant due to the complexity of my income, Philip and Zoe went above and beyond to understand and guide me through my unique financial situation.

Philip, in particular, was incredibly helpful, experienced, and consistently answered any questions I had, even after hours. His dedication and expertise, combined with Zoe's support, were evident throughout the entire process. They provided clear explanations, promptly addressed any concerns, and navigated the complexities with precision. Their commitment to finding a solution, where others hesitated, demonstrated a level of professionalism and customer care that exceeded my expectations.

The communication was seamless, and Philip and Zoe kept me informed at every stage of the refinancing journey. Not only did they secure a favorable loan, but they also made the process smooth and stress-free.

I highly recommend Philip and Zoe to anyone seeking dedicated professionals who are willing to tackle challenges head-on to ensure the best outcome for their clients. Thank you, Philip and Zoe, for your outstanding service

20 November 2023  


100 Highly recommend Phillip and Zoe from Mortgage Choice Cabramatta, they have been very helpful and patience in our first home buying journey. They are really knowledgeable and caring.

16 November 2023  


Philip and Zoe have been a pleasure to deal with when applying for my mortgage. They smoothly walked me through the entire application process and continued supporting me throughout the whole duration.
Highly recommended

14 November 2023  


Philip and Zoe were knowledgable and helpful in assiting and executing the refinancing of my investment property. They worked around my busy schedule to assist and faciltate the process and made it as easy as possible.
The team were able to secure a great rate in times of uncertain and rising interest rates and also able to secure a cashback offer for the refinance. Would definitely utilise their services again and recommend them to anyone looking to get a loan.

13 November 2023  


Quick and professional

12 November 2023  


Zoe is an excellent mortgage broker with extensive knowledge. She is thorough and transparent in getting you the best deal. My case was complicated by the foreign income component and she handled this seamlessly. Extremely easy to work with and very effective, will 100 recommend to my friends and families the next time they need to financerefinance.

08 November 2023  


I highly recommend Philip as a mortgage broker. His professionalism and intelligence shine brightly in his work. He consistently goes above and beyond to deliver the utmost quality service to his clients, making the mortgage process incredibly smooth and stress-free.

03 November 2023  


Phillip was amazing Very friendly and helpful. The information I needed, was clearly explained.

03 November 2023  


Friendly and helpful. Recommend

17 October 2023  


We have received an excellent service from Philip and Zoe for our loan approval and settlement. Without their assistance, we would not have got the loan approval. They are very friendly, quick responsive and supportive throughout the process. Many thanks for their excellent work.

17 September 2023  


15 September 2023  


Phillip and Zoe from Mortgage Choice Cabramatta where highly recommended to me during my first home purchasing journey. Their expertise and knowledge in the field was clearly evident from start to finish. They took the time to explain the whole process and kept us well informed at every step of the way, whilst addressing any issues or concerns we had. It was clear from day one that they took pride in their work and genuinely cared for their clients to get the best deal possible.

We had some issues with one provider during our process and Phillip went above and beyond in resolving that matter and was able to secure a better deal for us with another provider. The team saved a lot of stress and worries from our end with their constant reassurance and informed recommendations.

I highly recommend Phillip and Zoe's services and would not hesitate towards referring their practice to any prospective home buyers or refinancing.

10 September 2023  


Zoe was great to work with - she simplifies the whole process and is a trusted advisor for all your needs.

01 September 2023  


Zoe takes care of all her customers and makes sure that you will be well informed and updated on everything required. I highly recommend her to all my friends and family.

24 August 2023  


Customer service is great and willingly to help with the home loan as much as he can

24 August 2023  


Zoe at Mortgage Choice made the loan approval process so easy, it took the stress out of it.
Very knowledgeable with difficult loan types. Bridging, SMSF. She has done them all for me now.
Would highly recommend.

22 August 2023  


Friendly, professional service. Great responsiveness in all enquries

16 August 2023  


Philip and Zoe have always been so helpful. We've been with him for many years and would recommend them to anyone

16 August 2023  


A big thank you to Zoe Thao for helping me with my first home purchase. She made the complicated process become very easy and stress free. She works so hard to get the best result aligning with my best interest from beginning to the end of the process.

14 August 2023  


Phillip took the stress out of purchasing my first home. He was always available to talk through any concerns I had, particularly in this very unstable market. He and Zoe were professional, knowledgable and very considerate of my needs. I can't thank them enough for all the hard work they have put in assisting me and my family.

10 August 2023  


Philip Le was highly recommended by many people and I can see why. He is very reliable and dependable. He answers phone calls even after hours and weekends. Not only that he helped us get a better rates with loan, He is also advising us with regards to our options to make sure we make the right decision for our best interest. Thanks Philip Le for helping us with our journey to our first home. He played a big part for our loans to be approved and beating deadlines with the settlements. ????? 55 service Thanks

09 August 2023  


Zoe has been incredibly knowledgeable helpful throughout the entire process of purchasing my new investment property. Zoe consistently prioritized my best interests and consistently went above and beyond to provide assistance. Her approach stands out remarkably from my experiences with other brokers. I am eagerly looking forward to returning to her expertise for my future property acquisitions.

07 August 2023  


Zoe and Philip from Mortgage Choice Cabramatta are absolutely amazing and extremely helpful. They are the best brokers I have ever dealt with. They assisted me with my home loan refinancing and put me in a much better financial situation. Throughout the entire process, they ensured it was smooth from beginning to end. I can't thank them enough for their dedication and professionalism. I will certainly refer my friends and family to them without hesitation.

06 August 2023  


We would like to thank Philip Le for managing our refinance at this volatile market. We know that our loan will be quite hard to refinance at this time, yet he initiated ways and found us a great deal to our advantage.

We appreciated his transparency in communicating the process, was always contactable and very pleasant to converse with in every stepqueries during and post settlement.s

We would definitely recommend his service to anyone

06 August 2023  


Philip Le has been an absolute godsend.
We got a lot of disappointments and stress from other brokers and banks , especially with the rising interest rates. We were starting to lose hope about the possibility of building the house that we like. But, Philip Les expertise made it possible for us to buy the house and land package that we really want. Philip lived up when he said that we should not be stressed and to just leave all the stress to him. He truly saved us from a lot of stress and worries. Philip made our house first home buying experience smooth, and stress free He is very hardworking, knowledgeable, present, responsive and helpful. He updated and guided us every step of the process. He went above and beyond. We are so grateful for his excellent service.

Would definitely recommend to my family and friends

02 August 2023  


Mr Philip was very helpful in guiding us on the right path and helped in refinancing.....

26 July 2023  


Zoe was highly professional from start to finish, she is well informed, punctual, and ensures that your needs and expectations are an outcome for success. Her attention to detail and prompt response are a rare commodity.

23 July 2023  


09 July 2023  


Greatly helpful

08 July 2023  


06 July 2023  


18 June 2023  


Helped my refinancing process quick and smooth. No issues, highly recommending it to everyone. 1010

17 June 2023  


I had a fantastic experience with Philip and Zoe for my mortgage needs. The team was knowledgeable, responsive, and provided outstanding customer service. They guided me through the process, answered all my questions, and secured a great deal for me. I highly recommend Philip and Zoe at Mortgage Choice for anyone seeking mortgage assistance. Thank you for an excellent experience

15 June 2023  


Philip is professional, knowledgeable and hard-working. He is fast and knows what he is talking about. I would highly recommend him to everyone.

04 June 2023  


Zoe and Philip have been an absolute pleasure to work with. They were very knowledgeable, and assisted us with the loan process.

01 June 2023  


08 May 2023  


I would like to take a moment to express my gratitude for the outstanding service Philip and the team provided during my recent mortgage application process. Your professionalism, expertise, and attention to detail truly exceeded my expectations and made the whole experience so much easier and less stressful for me.

Despite the challenges that we may have faced, you have been able to managed and get the file moving smoothly.

01 May 2023  


Philip is a lovely guy who worked hard to find the best deal for me. He is proactive and friendly and communicates very well. He is also easy to contact and readily available to explain anything. Highly recommend

30 April 2023  


My partner I highly recommend Philip and Zoe. The team has provided excellent service, communication and advice. We were able to achieve our first home and cant thank them enough

29 April 2023  


Buying your first home is never easy but Philip Zoe have been amazing throughout my partner Is home loan process. From our non stop questions and multiple emails, both were always available to speak and answer any queries. Their dedication and communication is well applauded. Will definitely be recommended their services to our friends

29 April 2023  


Philip from mortgage choice is nothing short of amazing, he has made switching home loans so easy and without fuss , I plan on continuing to work with Philip in securing my financial future and if I could give him 10 stars I most certainly would , thankyou Philip I can't praise you enough, and can't wait to see you again .

11 April 2023  


We were referred to Philip by a friend. From the very first contact we were made to feel at ease. Philip was able to help us with 2 loans by securing a better rate. We are so pleased with the service we received. Philip is quick to respond and also happy to help and answer any questions. Philip keep us in the loop through the entire process. He also provided us with additional financial information to assist us for the future. I wouldnt hesitate in recommending Philip and his team to my family friends. Thank you Philip for all your help.

02 April 2023  


Zoe is an outstanding broker who helped me with refinancing my home loan. She is very friendly and easy to talk to.

As this was my first time refinancing, it seemed like a daunting task but Zoe made the application process very smooth and simple as she explained everything clearly, found a deal that worked best for me and kept me informed throughout the whole process.

Although we faced issues with the settlement of the loan, Zoe was very patient and understanding with hearing out my concerns and took the initiative to contact the bank countless times to ensure that the problem was resolved as quickly as possible.

Philip was also very knowledgeable and helped tremendously with sorting out the issues.

Thank you both Zoe and Philip for all the help - I highly recommend them to anyone who is looking for a mortgage broker

29 March 2023  


As a client of Philip's, I couldn't be more pleased with the service he provided. He helped me refinance my loan and was incredibly attentive throughout the entire process. Whenever I had questions or concerns, he was quick to respond and took the time to explain everything in a way that was easy to understand.
Overall, I highly recommend Philip and Zoe to anyone in need of mortgage assistance.

23 March 2023  


Thank you very much Zoe, I am appreciated your help, advice throughout the loan process.I will definitely recommend your service to anyone I know who needs a mortgage.

22 March 2023  


Thank you very much Zoe, for your assistance throughout the loan process. I will certainly recommend your services to anyone I know who needs a mortgage.

22 March 2023  


Philip helped me navigate and secure a loan for buying my first home.
His knowledge, experience and professionalism as well as being down to earth made the whole process a little less stressful.

He always made the time to make sure I understood and was comfortable with everything, and explained clearly the pro's and cons of the products that most banks offer so i could make an informed choice about what would be suitable for me.

I will definitely be approaching him again if and when i need to refinance

21 March 2023  


Philip has been amazing from the moment I reached out. Every step of the journey has been a smooth one and I highly recommend his services

Most brokers dodge the heavy questions but Philip is transparent and will be upfront to assist you in your finance needs.

Thank you

17 March 2023  


Thanks Philip and Zoe from the bottom of my heart for all of your help to get the loan three years back then and now to refinancing.
Philip and Zoe have offered an outstanding and exceptional service, always take the hassle out of getting the right mortgage for me and always be reachable, a phone call away even after business hours to update every single steps through the entire process of the loan. His service will definitely be my go-to and highly recommend to my family and friends who would look for a loan.
Couldnt be happier with the way everything worked out Thanks again

07 March 2023  


First thing that i want to recognise is his professionalism.
Philip will always return your missed call when he is able to, consider the amount of back and forth calls he has during the days with clients and banks, just allow him some time. Philip carefully ask about your circumstances and give you advice and recommendation accordingly which for me was very helpful. His customer service is something that impressed me as well. Ultimately, his knowledge in the field is an asset that can help you achieve your home loans approval.
Look no more if you need a mortgage broker

04 March 2023  


The quality of the services at the top, very professional and make everything easy. I am incredibly happy to do more business with Zoe at Mortgage Choice Cabramatta . Thanks for your help, Zoe.

M?i ngu?i có th? liên h? Th?o Zoe d? tu v?n và tìm hi?u v? cách vay ti?n mua nhà ho?c refinance, xe và nhi?u kho?ng vay khác t? nhi?u ngân l?n hàng l?n nh? t?i Úc.
Th?o làm vi?c nhanh và chu?n b? m?i h? so r?t t?t.

28 February 2023  


My review with Philip is for two loans - one for a new home purchase and the other a refinance for an existing property. I cannot thank him enough for his exceptional service. Philip was very responsive and always available to answer my questions and provide guidance, which made me feel confident throughout the entire process.

I would highly recommend Philip to anyone who is looking for a professional, knowledgeable, and caring mortgage broker.

24 February 2023  


It was pleasant dealing with Philip and Zoe. They were very professional and helpful. Our pre approval was done quick and smoothly. Thank you for handling all those paperworks

23 February 2023  


I recently had the pleasure of working with Philip for my home loan application, and I cannot recommend him highly enough. From start to finish, Philip was professional, responsive, and incredibly knowledgeable about the lending process.

Philip took the time to explain all of the various mortgage options available to me, and helped me select the best option for my needs. He was always available to answer any questions I had and kept me updated throughout the entire process, which made the whole experience very smooth and stress-free.

Overall, I was extremely impressed with Philip's level of expertise and customer service. He went above and beyond to ensure that I got the best possible loan terms and interest rates, and I am incredibly grateful for his help.

If you are in the market for a mortgage broker, I highly recommend reaching out to Philip. He is an excellent choice for anyone looking for a knowledgeable and reliable broker who will guide you through the lending process with ease. Thank you, Philip, for all of your help

17 February 2023  


Zoe and Phillip are the best brokers you will come across. They are so accommodating and will do their best to find the best options available for you. I purchased my first property through Zoe and Phillip and I am extremely satisfied with their service.

17 February 2023  


Thanks to Philip my refinancing was easy and was done in quick time. Very professional and kept me informed the whole way through. I would totally recommend him to anyone and will be using his services again

15 February 2023  


My partner I highly recommend Philip. He has provided excellent service, communication and advice, and with this great service we able to achieve our desired outcome. Couldnt thank him enough

02 February 2023  


Philip was recommended to me by a close friend.

His service is exceptional and he's always a phone call away, and very prompt.

The products he recommends are good value, and I do my own research before deciding.

Has saved me a lot of stress including help with outside, related matters such as finding good home insurance.

I haven't dealt much with Zoe but she's very friendly too and willing to help when Philip is away.

Highly recommend their services and advice.

17 December 2022  


Thanks to Philip Zoe, I get to move into my dream home very soon. My situation wasnt easy, it seemed impossible, but they made it possible for me. They even guided me how to talk to real estate agent, this made me have the confidence to negotiate to get the house I wanted so quickly and within my budget. I believe I cant get this 5-star service anywhere else. I couldnt thank you both enough Will definitely be your repeat customer. I already introduced a few of my friends and family members to them and will continue to do so.

13 December 2022  


Very friendly and helpful. They are so passionate and will try their best to help with your needs. I applied home loan, and thanks to them, I got my dream home.

13 December 2022  


Phillip is comprehensively knowledgeable individual in his field and had progressed our refinancing process seamlessly with great ease, understanding and in a timely manner.
Thank you Phillip, looking forward to future endeavours in utilising your skilled archives.

06 December 2022  


Buying our first family home has been a difficult process, with constant failures and a large number of applications. I was beginning to doubt whether me and my partner would ever be able to buy our dream home in our dream neighbourhood. Philip, on the other hand, was able to walk us through the steps and aid me in securing a favorable mortgage loan Outstanding service to customers and very swift communications. I've worked with over 20 brokers, and Philip has been the greatest broker I've dealt with, assisting me in reaching my full borrowing ability.
Me and my wife would strongly recommend those who need assistance in financial services and to achieve their dream home I would without a doubt recommend Philip and his team...

03 December 2022  


Zoe Mortgage Choice Cabramatta assisted me with my refinance application. Zoe is very professional, efficient, and pleasant to deal with. She made the whole process really easy for me and managed to get the best outcome for me. I can't recommend Zoe highly enough

27 November 2022  


Reliable and totally trustworthy, keep it up and all the best

22 November 2022  


Philip is an absolute legend at what he does. He listened to my goals and gave me relevant advice. My family's suitation was complicated and never though we can get a new loan . I have dealt with 6 different brokers over a year and Philip is miles above the rest. Some time you just have to find the professional to do the job and Philip is definitely the ONE.

Thanks mate, appreicate your hard work and professional dedication to make this happen. CHEERSSS

19 November 2022  


Excellent service and willing to work with you to get the best outcome based on your situation. I have gone through many brokers but none have been as proactive and helpful as Philip and Zoe. Will definitely recommend and be repeat customers in the future

27 October 2022  


25 October 2022  


Mortgage Choice Cabramatta got my refinance done really quick. The staffs are very helpful, they explain every step of the process and always keep me updated. Very happy to deal with them, will definitely recommend my family and friends.

25 October 2022  


So happy to choose Mortgage Choice Cabramatta branch because it is a very fast and Good service . Staff are so nice and friendly.

25 October 2022  


Best car loan broker I have ever dealt with, they got me approval in 2 days.

25 October 2022  


Im very happy with Philip and his service is great. Very friendly and approachable. Explained all the car loans details very clearly. Will use his service again.

18 October 2022  


Thank you Phillip for helping with investment property and professional advice with the mortgage rates all those years you are a big help towards my second investment property I highly recommend your top service to all my family and friends A

18 October 2022  


Great and friendly service. Can highly recommend his services.

18 October 2022  


Philip and his team were highly helpful, reliable, professional, honest, experienced and knowledgeable.
With his dedication and hard work, Philip was able to find me an outstanding loan that was beyond my expectation. Also, Philip had constantly supported and kept me updated me throughout the process.
I highly recommend Philip if you want to refinance and get the best home loan. Best Broker by far.

18 October 2022  


Excellent expertise and great service
This is the second time I'll seen Philip to refinance and ask for another home loan, he'll go through your finances and structure your loans so you be better off in the future.
He's find the right loan for you and not just from the four major banks, need to buy from SMSF He's can help you too.
The paperwork was easy but the after service is great He'll always keep you up-to-date, whether it's Rates rise or market hotspots,I'll be going back to get another loan through SMSF.
If you need a Home loan,car loan, refinance and buying through SMSF come see Philip Le and his team at Mortgage Choice Cabramatta. Very Happy.

15 October 2022  


Phil is amazing broker for me he has gone above and beyond his duty as a broker he does nothing but look out for my finances I couldnt be more happy and I would recommend him and have recommended him to 3 or 4 other people so far and I will keep recommending him to To anyone who needs finance

13 October 2022  


Great services, very efficient

11 October 2022  


Philip helped us twice to secure a better deal for our home loan and at every touch points we had with him, it has always been a great experience. Philip is a man of integrity and professionalism. Philip is never selfish sharing his vast knowledge and experience in terms of property investment. As we have great trust with him, we have no qualms of referring him to our friends and relative. Thank you Philip for your excellent service.

11 October 2022  


Philip is an amazing broker, helping me secure my first car loan with Macquarie Bank. He was very thorough and consistently kept me up to date in the entire process In addition, he explained all the details around my loan which helped me understand the whole process better Would highly recommend Philip for his brokerage services due to his high levels of professionalism and service

09 October 2022  


06 October 2022  


06 October 2022  


Phil is very helpful and responsive, had a similar experience when using mortgage choice years ago. Fantastic

06 October 2022  


I'm very thankful for Philip in his professional assistance as my broker for my settlement back in 2020. Even though I'm on a single income, he made my settlement a hassle free and smooth transaction with his high level strategies and approach. Highly recommended

26 September 2022  


26 September 2022  


If you are looking for a broker in your home loan, Philip Le is the right person to look for.
He was very professional in his work and upfront about explaining all the details we need to know about home loan. He is always available to answer any queries we have during the process of our application.
I would highly recommend his service.

19 September 2022  


Philip was so helpful assistant at what seemed like all hours and days of the week

13 September 2022  


Phil is an outstanding mortgage broker. His knowledge and advice is second to none, as well as his attention to detail. Phil has the ability to service first home buyers, investment loans, smsf etc. No matter your current financial circumstances, Phil is the broker you need in your corner when it comes to lending

04 September 2022  


Very knowledgeable and extremely helpful mortgage broker. I had my home loan refinanced with Philip Le, the whole process took about two weeks. Philip worked after business hours and always followed up with banks on my behalf to ensure everything was done in timely manner. I highly recommend his service to anyone looking for a home loan.

14 August 2022  


Philip is the best broker i've encountered, always reliable and on time. I've not felt let down by his service. Provides good deals and always giving me the best solutions. Big recommendation for anyone who is looking to get a loan.

14 August 2022  


Philip is a STAR. Trying to find the right home loan for us seemed near impossible. We found it overwhelming and frustrating. There were a lot of tears at some points. Philip was understanding, caring and hardworking. He made it possible for us to build our home. He made the entire process easy. Like really easy. We will be forever grateful. Thank you Philip. We could recommend you enough

12 August 2022  


Philip is a brilliant broker and very knowledgeable, he helped us navigate our home loans seamlessly. He is very friendly and always there to help. Definitely will recommend him to others

11 August 2022  


Phillip has been helping me out with my first home loan, hes amazing, he went above and beyond, he provides an update throughout the process without following up, he makes my home loan application process so easy.
He's extremely reliable, quick response, he's easy to communicate with, very understanding and straight to the point.
Highly recommended for someone whos looking for a broker, hes very knowledgeable, he will explain you the process, help you understand, make it so simple and stress free.

02 August 2022  


Philip helped us secure our refinancing loan recently at a great rate, even with all the inflation and uncertainty in the economy at the moment. Would highly recommend

02 August 2022  


Philip is God sent Thanks to his hard work and reliability we are now about to move into our dream home. We highly recommend his service he deserves more than 5 stars

01 August 2022  


Philip was recommended by my friend because of her own great experience . I am a first home investment buyer and he helped me through out the process. He is intelligent and never got tired of all my questions and worries. He made it easy and simple . He is reliable , friendly and will always find an answer to your worries . I highly recommend Philip to all my friends and family and to everyone. I could not have managed without his great help . Thank you very much Philip

29 July 2022  


Purchasing property can be a daunting process, however Philip and his wonderful team were able to guide me through the steps and assist in obtaining my new home loan Very clear
and prompt communication, and great customer service. Best broker I've dealt with, always had my interest at heart.
Thank you so much

26 July 2022  


Fantastic broker to work with. Extremely present and empathetic to our needs. He knows what he is talking. Very helpful and responsive through the whole process.
Outstanding Thank you

24 July 2022  


I have nothing but wonderful things to say about Philip and Mortgage Choice. For someone who had never been through the process of buying a house Philip made the whole process stress free and a positive experience. Would recommend him to anyone needing a broker.

21 July 2022  


It has been a pleasure having Philip support me and my family on our first experience of home buying. He was understanding and helpful and was always available to answer any questions we had. He is approachable and we will definitely be using his services again. Highly recommend

21 July 2022  


Phil is so lovely helpful He went absolutely above beyond to help my partner I get into our very first home

20 July 2022  


Well, where do I start. This guy is one amazing Broker. He makes applying for a home loan so easy. He is extremely reliable, readily contactable and a great communicator. I have no issues with giving Philip 5 stars.

20 July 2022  


Phil made buying our first home a breeze. He explained everything in detail and made sure we understood everything. 1010 recommend

20 July 2022  


Philip is very nice, honest and help me out with my first home.

16 July 2022  


Philip is a phenomenal broker. He made the process of buying our first home so seamless and easy, I wouldnt go anywhere else
His professionalism, high attention to detail and knowledge is what sets him apart. Not only did he answered all our questions but he educated us to make smart effective choices. He really takes charge and takes care of everything for you and his communication skills are fantastic. I highly recommend Philip to everyone, he is a superstar in his field

16 July 2022  


Phillip Is an expert and professional in his dealings with his clients.
I wouldnt go to anyone else.
This is in fact the second time Phillip has assisted me with my mortgage needs and his knowledge and expertise is invaluable.
He will really be thorough with what youre needing and looking for, and match a product that is best suited for you.
Phillip will also guide you, and update you with the process every step of the way. I highly recommend Phillip to anyone who is needing a genuine, knowledgeable, expert with everything home lending entails.
I look forward to dealing with Phillip again for my home loan needs.

16 July 2022  


Very pleasant to deal. Made thr whole process smooth, thank you Phil.

15 July 2022  

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