Investment Loans | Mortgage Brokers Wetherill Park, Fairfield Heights and Bossley Park
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Purchase an investment property in Sydney
Making sure you've got the right loan for your investment property can mean higher returns in the long run. However, there are hundreds of investment loans, structures and features out there to choose from.
As your mortgage broker in Wetherill Park, Fairfield Heights and Bossley Park, Chris will take the hard work out of shopping around for the right investment loan. Get in touch with him this week to discuss your investment goals.
How does negative gearing work?
The term ‘gearing’ simply means borrowing to invest. When it comes to buying a rental property, most people achieve gearing through their investment loan. In the world of investing, there are three types of gearing you should be aware of. They are:
- Positively geared
- Neutrally geared
- Negatively geared
Positively geared
When a property is positively geared, it means the rental income is greater than the costs of owning the place.
Neutrally geared
When a property is Neutrally geared, it means the rent perfectly covers the property’s outgoings.
Negatively geared
When a property is Negatively geared means, there is a shortfall between the investor’s rental income and the expenses associated with owning the property.
To learn more about these options and why they might be important to you as an investor, take a moment to watch our short video.
Investment Property Guides
Not sure where to start? Our property guides provide further information which may assist you with your investment property purchase.
- Guide: Investment property - what should you know?
- Guide: Step by step to property ownership
- Home Loan Calculator: How much can I borrow?
Get in touch with mortgage broker Christopher Cujko to discuss your investment property loan - call him on 0434 014 451.
