Mortgage Broker Miranda | Miranda Home Loans
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Mortgage broker Miranda
Home to the handy Westfield Miranda, you can shop til you drop when you own a home in Miranda. With cinemas, eateries, and an arcade in addition to a wide variety of stores, there’s always something fun to occupy your time! But not only are you only minutes from your next retail fix, you can also enjoy access to parks, boutique cafes, transport, and schools. The waterfront is close to your doorstep, with both the beach and the Royal National Park only a short drive away if you want to spend some time enjoying nature. This hidden gem of Sutherland Shire has plenty to offer, and you can enjoy it all as its newest resident!
The median house price in Miranda was $1,550,000 in 2022, while the median apartment price was $750,000. When you decide to buy a property in Miranda, Cody Hallam can help you find the right loan to suit your needs. Book your obligation-free appointment with him today.
What help is available to first home buyers?
We know it can be tricky to break into the property market for the first time, especially in the current economic climate. If your deposit is less than 20% of the property purchase price, you will usually be subject to Lenders Mortgage Insurance (LMI), a substantial additional cost that can severely eat into your funds. Fortunately, there are ways to help you achieve the dream of buying your first home, without having to waste years saving your deposit. Cody, as your trusted mortgage broker in the Miranda area, can walk you through all of your options to help you get into your home quicker.
Depending on your location and circumstances, you may be eligible for assistance through government schemes and grants. This can be a great way to buy your first home while avoiding LMI; however, eligibility criteria are strict and you may not qualify. It’s best to talk to Cody about your situation, as he can determine whether you will be eligible and help you through the application process.
You may also be able to use a guarantor. Your guarantor, who is usually a close family member such as a parent, acts as security on your loan, allowing you to avoid LMI and buy your first home sooner. However, this also means that your guarantor will be responsible for your loan if you cannot repay it, and is a serious agreement to enter into. Cody can offer you all the advice you need when deciding if a guarantor will be right for you, making the process as easy as possible. Talk to him today to further explore your options.
Free downloadable guides
Browse our range of downloadable home loan and property guides - they’re free!
- First home buyer's guide
- Property investor guide
- Understanding guarantors guide
- Moving home checklist
Call Cody on 0435 993 336 to discuss your home loan further
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