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James Fowler

James Fowler Mortgage Broker in Whitebridge, Charlestown, Warners Bay, Newcastle & surrounds

Offering expertise, support and responsive service, James Fowler’s top priority is to expedite the lending process for his clients. Having worked in consumer lending for over 15 years, he has strong analytical skills, product knowledge, and an in-depth understanding of credit assessment procedures. James prides himself on building strong professional relationships to help clients access finance that aligns with their individual needs.
  • Call Us Mortgage Choice Whitebridge
  • Office - 0422 882 216
  • Open Hours Mortgage Choice Whitebridge
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Personable and experienced, James takes the time to discover your objectives before offering well-considered lending advice. No matter what your lending needs are, he’ll help you build a strong application to get your finance sorted quickly and efficiently. 

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas I service

Accessing finance doesn’t have to be difficult. James is available for you every step of the way through your application, ensuring everything runs smoothly. He can assist with all types of loans and offers a mobile service covering Newcastle, Hunter, Central Coast and the surrounding areas.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

James went above and beyond with helping me re finance my home loan. Pleasure to deal with and would highly recommend.

25 May 2023  

Please sure to deal with you James and a great outcome. We will be in touch with James on our next investment opportunity.

12 October 2022  

I have been dealing with James for over 15 years until he joined smart line. Recently I wanted to find a better interest rate on my home loan, and I had no hesitation in contacting James. His expert advise I highly recommend to anyone. James is first class, and he made my choice and the process stress free..I highly recommend James to anyone, make the call you won’t regret it.

28 June 2022  

James was amazing! Highly recommend.

30 March 2022  

He kept me informed, easy to discuss issues with him.

03 March 2022  

After having our time wasted based on poor advice from another broker, we were put onto James by a friend.
James was straight on task giving us some great options, and told us exactly what we needed to provide. This allowed us to move quickly on a property we loved. James communicated regularly with us and the conveyancer to ensure every step progressed smoothly - I still can't believe we bought, sold,settled an... read more

21 February 2022  

James is brilliant!

01 February 2022  

James was great in getting the right product for me and timely manner. He has made the process extremely easy and stressless

25 November 2021  

Really happy with the service provided.

24 November 2021  

James is always a pleasure to deal with. Not only did he help us access equity on our current property, he helped us get great rates for our 2 rentals along with $12k cash back for refinancing with the right bank.

James goes above and beyond by answering emails with a phone call, taking calls over the weekend and even giving us updates late into the night.

We will be keeping James' contact details for the next investme t we look at.

25 October 2021  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

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