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Judith Baynes

Judith Baynes Mortgage Broker in Flinders Park

Judith is a dedicated and highly experienced mortgage broker, and treats every loan like it is her own. She prides herself on providing the right advice and structure for her clients’ individual needs, both now and in the future. Passionate about helping people, she takes the time to listen to her clients and build relationships based on respect.
  • Call Us Mortgage Choice Flinders Park
  • Office - 08 7231 1922
  • Open Hours Mortgage Choice Flinders Park
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

184A Grange Road FLINDERS PARK, SA 5025


Judith works with all types of borrowers to provide expert advice tailored to your individual needs. She offers clear, friendly advice in plain English, assisting you with correct lending structures to enable you to grow your investments.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Other areas I service

Judith has options for your insurance needs to ensure both you and your investments are protected. Her years of experience will provide you a stress-free and well informed lending experience.

Judith is based at Flinders Park, however, she has built a network of clients from all over South Australia and interstate who come from all walks of life.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Judith and her team were absolutely amazing. Judith managed to navigate my set of working circumstances and work with me online as I was working remotely which was extremely appreciated. Judith's admin team were also absolutely awesome and super friendly and kept me consistently up to date with everything! Happy with the new house. :)

Cathychain Steel
15 August 2022  

processional, respectful and informative are just a few of SmartLines traits. Judith and the team were always available providing sound advice and solutions to any hurdles that presented throughout the financing process. after an initial meeting with Judith and the supply of all required documentation, the smart line team did the rest.
searching for a property and subsequently settling was an easy process with t... read more

Clinton Pollard
28 July 2022  

Judith Bayne made what could otherwise have been a daunting, stressful process, simple. She assured me about the realities of the whole process and made sure that I was comfortable about what I was getting myself in for. A very warm and personable, and especially knowledgeable, agent.

Mitchell Waugh
28 June 2022  

Smartline has been very efficient with providing solutions to our refinance needs. They have looked into our situation carefully and made sure that we get our loan approved. We are very satisfied with their service and highly recommend Judith and her team!

Francis Ayson
09 June 2022  

Judith and her team (Kim and Melanie) are excellent, always there to help offering best possible solutions for your home loan needs. Highly recommend them.

Reza Hashemi
05 June 2022  

Absolutely amazing service from amazing people, dreams are coming true.

Jack Heithersay
14 May 2022  

Judith Baynes has helped us with our home and investment property loan needs for multiple properties. Judith and her team always get us a great deal that meets our needs well, definitely recommend them to anyone looking for a good mortgage broker!

Stephen Noicos
12 May 2022  

Judith Baynes and her team are always great to work with, which is why I keep coming back and recommend her to my friends and family. I appreciate Judith’s “can do” approach, I always feel she is working to help me achieve my goals. She is trustworthy, honest and reliable!

Kristy Clark
03 May 2022  

Judith was able to do exactly what we wanted and made the process very easy and straightforward

Samuel Polglase
27 April 2022  

I have been dealing with Smartline and Judith Baynes for over a decade. They have always been extremely helpful and provide an excellent service.

Jarrad McCormack
19 April 2022  

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