Mortgage Broker Tarneit | Tarneit Home Loans
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Mortgage broker Tarneit
A recently developed area, Tarneit is still growing and expanding rapidly, with further projects bringing more useful amenities and public spaces to enjoy. In Tarneit, you’ll be greeted with well-kept houses on large blocks, a friendly multicultural community, and unmatched convenience. The handy train station gets you into the CBD in only 30 minutes - perfect for your commute - and for a weekend getaway, You Yangs National Park, Geelong, and even the Great Ocean Road are within reach. Shops, eateries, and cafes are all available to you in this flourishing suburb, and with all it has to offer, you’ll never want to leave Tarneit!
In 2023, the median house and apartment prices in Tarneit were $650,000 and $452,500 respectively. If you’re interested in buying a property in the area, Ketan Patel is your go-to. Get in touch with him today to find out more.
Fixed vs Variable home loans
One of the decisions you will need to make when choosing a home loan is whether to go with a fixed or variable rate loan structure. Both types have advantages and drawbacks, and Ketan will fully talk you through your options to choose the right one for your circumstances.
Fixed rate home loans
In a fixed rate home loan, your interest rate will not change for a set amount of time. After this period, it will usually revert back to a variable rate. The benefit of a fixed rate is that you are protected from rate rises, however you won’t benefit from any rate decreases, and the conditions of this type of loan are often stricter.
Variable rate home loans
A variable rate loan is subject to change at any time, which may mean that your repayments increase, but they also may decrease. These types of loans are usually more flexible and come with more features such as redraw and offset accounts.
Ultimately, the decision will depend on your individual situation as well as the broader economic climate. As your mortgage broker in Tarneit, Ketan will help you choose a loan that works for your lifestyle, ensuring you will come out on top financially. Book an obligation-free appointment to talk more about your home loan prospects with Ketan today.
Learn more about home loans
Our selection of property and finance guides are a great way to increase your knowledge on a broad range of useful topics. Download them now for free.
- Step-by-step guide to home ownership
- Moving home checklist
- Property investor guide
- Refinancing guide
Contact Ketan Patel on 0430 602 305 to start making your property dreams a reality
Ketan can also assist you with:
