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Mitul Patel

First Home Loans | Mortgage Broker Melton South, Fraser Rise & Aintree

Many people are aiming for their first home, but end up overwhelmed by all the loan options available. As a Mortgage Broker in Melton South & Fraser Rise, I help first-home buyers navigate the process and which loan options will give them the best outcome. With the right guidance and tailored advice, we'll have you in your first home in no time.

Getting on the property ladder

My passion for Mortgage Broking started when I was a first home buyer myself. I didn't understand the process or what I was meant to be looking for in a home loan. After being disappointed by a few lenders, I was struggling to get my home loan approved. Then I came across a Mortgage Broker who guided me through the whole process and helped me get the right loan. I was blown away by the entire service, especially as it didn't cost me a cent. 

Now, I work to provide the very same service to my own clients, particularly those buying for the first time. I know first-hand just how confusing it can be! 

See our Loan Calculators 

I offer first-home buyers:

  • A tailored home loan service that's focused on your own unique budget and finances. In our first appointment, we will talk about what you want to buy, how much you can spend and what your repayments might be. I'll also go through a tailored loan strategy that includes the features and structure we should look for in a home loan so we can get you the best outcome.
  • A wide range of lenders and access to thousands of loans at once. As a Mortgage Choice Broker, I have access to over 35 lenders - including the big banks. That doesn't mean you have to do all the research - in fact - it's my expertise to know where to look and which one will suit you.
  • Pre-approval application so you can start looking at the properties for sale, confident that you're not going to spend more than you can afford. When you find the property you want, I will put together your final application to get you across the finish line.
  • Supportive service throughout the loan journey (and beyond!) I'm here to answer any questions about your home loan or even the property purchase. I'm your own personal loan adviser and advocate.

 

 

Your first loan expert in Melton South

Hi, I'm Mitul - your local Mortgage Broker in Melton South. I know firsthand how confusing and difficult it can be to find the right first loan. I aim to make the process easy for first home buyers with expert advice and support.

Find out more about Mitul

 

Why use a Mortgage Broker?

Going directly to your everyday bank for your home loan gives you access to a very limited range of products. You might be approved for a home loan, but is it the best interest rate? Does the structure suit your finances? Does it allow you to make additional repayments? There's so much we can do with a wider range of loans - like our own panel of over 35+ lenders. 

Not only that, you have a home loan expert and adviser who can tell you what's going to suit you and see if we can minimise fees or the interest you pay. As your Mortgage Broker in Melton South, I will go through the Government incentives on offer to see what you might be eligible for and help you apply. My focus is on what you want to achieve!

My home loan service is free

There's not much that's free nowadays - but as a Mortgage Broker in Australia - my service is! Instead, the lender you choose pays a commission when your loan settles. That means that my tailored home loan advice and support come at no cost to you.

 

Start your home loan journey today

 

Your first step on the journey

I'm passionate about helping clients achieve the dream of a lifetime - to buy their first home.

As a mobile Mortgage Broker, I can chat by phone or video. Alternatively, I can meet with you in person throughout Melton South, Melton, Fraser Rise, Aintree and right across Victoria. I'm proud to offer advice in English, Hindi or Gujarati. 

Call Mitul Patel on 0490 753 020 or request a call back below.

Call: 0490 753 020  Request a call back


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