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Chatswood

Refinance your Home Loan | Chatswood, Artarmon and Lane Cove



When should I refinance?

If there's one thing in life that's a constant, it's CHANGE.

Life is a series of natural and spontaneous changes and while your home finances may have served you previously, add a couple of years and some life events (like a job change, a new furbaby, an actual baby) and it may be an idea to revisit the debt in your life. 

When you "refinance", you replace your current home loan with a new lender and loan.

While there are a few options to consolidate and reduce debt the most common is a home loan refinance. A refinance can unlock the following benefits from your home loan:

  • Savings - Shave what you are paying in interest repayments or fix a part of your loan for future repayment certainty 
  • Consolidate debt - Streamline other debts such as credit cards, personal or car loans into your home loan
  • Loan features - More appropriate loan features to work in with your financing habits 
  • Unlock Equity - Access to your equity for other personal and financial goals

 

We can help you optimize your loan

   

Negotiate for you

We try to negotiate a better interest rate and even cashback offers on your behalf with your current lender.

   

A better deal

If your lender won't move on your rate, we can let you know if there's a better deal elsewhere.

   

Do the legwork

If you choose to refinance, we'll do all the legwork and make the switch effortless for you.

 

Bespoke service from start to finish


Go in with a strategy

From the get-go, we will always start by getting to know you better. 

We'll book in a time for a one-on-one initial meeting where we'll review the current state-of-play of your personal circumstances before helping you to plan a long-term wealth strategy against your financial goals. 

From here, we will then match a lending product and structure to ensure your resources are being used on the most appropriate and efficient way.  Find out more on what to expect at your appointment here.

 

Ready to talk to someone?

Our expert mortgage broker team are here to help you navigate the lending landscape. Contact us today to arrange an appointment.


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