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Natalie Ross

Natalie Ross and Bob McFarlane Mortgage Brokers in Caringbah, Miranda and Sutherland

Natalie and Bob are ready to assist clients with all their borrowing needs. Natalie’s extensive qualifications and experience in property investment are underpinned by excellent project management skills and the ability to identify high-value opportunities. Bob, a mortgage broker with 28 years’ experience, offers expertise and broad knowledge of all loan products and policies.

They are based in the Sutherland Shire, and service the entire Sydney Metro area.
  • Call Us Mortgage Choice Caringbah
  • Office - 0410 651 409
  • Open Hours Mortgage Choice Caringbah
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Mobile Broker

Servicing Caringbah, Miranda, Sutherland and surrounds
Latest home loan interest rates
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Start your home loan journey today


With a focus on customer service and communication, Natalie and Bob are committed to finding the right loan to put you on the path to success.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas we service

As a team with expertise in all areas of lending and property investment, Natalie and Bob offer a truly holistic mortgage broking service, helping you make informed decisions for a strong financial future. 

The team are based in Sydney’s Sutherland Shire and are knowledgeable about the local and wider property market. They are mobile across Sydney and are also happy to work with clients from any region in Australia.

What is your borrowing power

When you're ready to look at securing a loan for your property, it's important to have a good understanding of how much you can borrow. We understand that finding out how much you can borrow for a property can be a bit confusing, which is why we have some great tools and resources at your disposal.

Feel free to check out our easy-to-use home loan calculators here or get in touch with us to discuss your unique situation.

Ready to start your home loan journey with our help?

Find out for yourself why our customers are so pleased with our services. We will make your next home loan journey an easy one and at no cost to you!

Call us on 0410 651 409.  

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Natalie was very responsive and readily available to any inquiry I had. As a young borrower, she guided me through the lending system in a very informative manner. Even after settlement, Natalie has been offering support with reviewing my interest rates.

02 August 2022  

Natalie was so efficient and professional I would not hesitate to recommend her to my family and friends. It was such an easy process.

25 July 2022  

Natalie was not only professional, but a lovely person. If needed in the future I wouldn’t hesitate in contacting her.

15 February 2022  

A very professional and tailored service that suited our needs perfectly.

04 November 2021  

Having used Natalie before, she was amazing from start to finish as per previous. She never had an issue with any question we asked and rarely needed to get back to us. Her follow up was fantastic and the whole process was a breeze.
Will definitely be using her again with our next property.

28 October 2021  

Natalie was always available with information and answers to our many questions. Any issues that arose were dealt with by Natalie promptly. Natalie always communicated with us re the various stages of progress for our loan. She ha excellent communication skills and people skills. Would highly recommend her to anyone we know.

28 July 2021  

Natalie Ross was extremely helpful and professional in securing our investment home loan. She was readily available and went over and above our expectations to help us secure the finance for our investment. We would highly recommend Natalie to anyone looking to secure finance whether a first home buyer or experienced investor. Thankyou Natalie!

21 July 2021  

Natalie is a fantastic adviser. Extremely knowledgeable on her business and the available products coupled with a caring and informed approach to ensure you get the solution that is right for you.
Thank you for your great advice and guidance Natalie!

16 May 2021  

Natalie has done an excellent job refinancing some of our investment property loans, helping us to achieve our goal of an improved cashflow .

08 April 2021  

Our Advisor Nat provided exceptional service in what was a challenging task - thoroughly recommend Nat to all of our peers

27 September 2020  

I would highly recommend Natalie to anyone wanting to source a home loan.
She is extremely professional in every aspect of her business and goes beyond your expectations when dealing with the banks to get you the best deal.
It is such a pleasure dealing with someone who knows how to deal with the banks and explains all the information they require in terms you can understand.
Our new property was purc... read more

14 September 2022  

I found the service to be well managed and easy to understand I would recommend smartline to family and friends

04 July 2020  

No improvements needed with either Bob or Natalie, both very professional, always contactable, no question not acted upon with a prompt answer or a follow up update. Knowledgeable but also friendly. Have dealt with Smartline on probably four occasions and would not hesitate to recommend or use again.

29 January 2020  

Bob is very responsive to all my queries. I highly recommend him to my friends.

26 March 2019  

Bob was great!

06 March 2019  

Read more reviews

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now


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