Mortgage Brokers Sunshine Coast

Mortgage Choice in Currimundi - Pete Solomon

Call: 07 5390 9766

For help with your home loan and to achieve your property dreams Mortgage Choice in Currimundi is your local specialist on the Sunshine Coast. Servicing Buderim, Maroochydore, Mooloolaba and surrounds

Call Us Mortgage Choice Currimundi
Office - 07 5390 9766
Fax - 07 5476 9328

Open Hours Mortgage Choice Currimundi
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

5A/710 Nicklin Way CURRIMUNDI, QLD 4551

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Property goals on the Sunshine Coast

If you're looking to get into your first home, or a new home, buy an investment property or just make sure you aren't paying too much on your current home loan repayments, come and talk to us.

We have years of experience helping customers just like you achieve their goals, and our knowledge of the local area means we can also help out with recommending conveyancers, real estate agents and understanding the property market.

What are your goals?

Even if you are not sure you are quite ready, it pays to talk to us when you are thinking about:

buying you first home
investing in property
refinancing your loan if your repayments are high or you want to free up some cash
consolidating your debt

Expert advice

We know that making money decisions can sometimes feel like it's going to be too hard and complicated, but that's exactly why we are here to help. We can guide you through the process - we know exactly which steps you need to take - and we work with the lenders on your behalf. If you need to send in forms, we'll help you get them ready and in the right shape to send off to a lender.

Helping you make better choices

It can also seem like there is an overwhelming amount of choice. With so many banks and lenders offering so many different types of loans, you may worry that you'll choose the wrong deal and end up paying too much. We work with an extensive panel of lenders, and focus on your individual needs and goals, so we can match you with a loan that suits you. We'll narrow your choice right down for you - but the final decision will still be yours.

At no cost to you

Using our services is just like having your own home loan coach. But, best of all, we don't charge you for our home loan services - the lenders pay us after your home loan is settled. And, the rate of commission that our brokers get paid by the lenders is the same, no matter which residential home loan you choose from our wide choice of lenders. This helps us ensure we're focused on the right outcomes for you.

Talk to us today

We'd love the chance to chat to you about what you are trying to achieve and how we can help.

"What can I say - Pete Solomon is a man of miracles. I cannot speak highly enough of this wonderful man who has literally bent over backwards to ensure our family got the house of their dreams and is now helping us to build the business of our dreams.

Pete genuinely cares about your financial and personal wellbeing and we feel so fortunate to have found him at a time we needed him most.

Thank you so much Pete - you are an absolute legend! xx"
- Nicola & Trent Chaffey (Refinancer) Valdora, QLD

What makes us different?

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

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We came to Pete as casual and part time employees, 4 dependents, 5% deposit, and a dream, and we thought that our chances of owning our own home were slim ...yet today we picked up the keys to our beautiful brand new home on the Sunshine Coast. The advice and support we received every step of the way was invaluable, and we couldn't have done it without the team at Mortgage Choice Buderim. Both Pete and Debbie were absolutely amazing to work with - fantastic communication, knowledge, experience, and passion. Thanks you so much for helping to make our dream a reality.
Clyde & Nicole, Sippy Downs, QLD
- First Home Buyer

From the moment we walked in and met Peter, we knew we had made the right choice! He was knowledgeable, friendly, non-overbearing, and extremely easy to get along with. He was well prepared in letting us know what we needed to bring to our appointment to ensure an easy transition and the smooth running of our application, which was fantastic. We would absolutely recommend Peter and the team to friends and family, or anyone in need of a loan. Thank you again!
Jeremy & Fiona Thrift, Sippy Downs, QLD
- Upgrader

Pete did a fantastic job on our Home Loan, got the most competitive package available on the market, and went the extra mile to get everything over the line. We had a few issues near settlement time (issues with the Bank, not Pete or Mortgage Choice) and he and his team went above and beyond to ensure settlement occurred, we were even able to settle early. A big thank you to Pete and his team.
Ben & Leah Leblang, Coes Creek, QLD
- First Home Buyer

My wife and I had the pleasure of Pete's expertise during our mortgage application. He was exceptional to work with, and it was a stress free process. Pete is honest, trustworthy and will get the best deal with the right bank straight up. Thanks Pete, we love our new house!
Simon & Julie Issell, Nambour, QLD
- First Home Buyer

What can I say - Pete Solomon is a man of miracles. I cannot speak highly enough of this wonderful man who has literally bent over backwards to ensure our family got the house of their dreams and is now helping us to build the business of our dreams. Pete genuinely cares about your financial and personal wellbeing and we feel so fortunate to have found him at a time we needed him most. Thank you so much Pete - you are an absolute legend! xx
Nicola & Trent Chaffey, Valdora, QLD
- Refinancer

Highly recommend, Pete. He offered frank, friendly advice and prompt service. Even through in some jokes for free! What more can you ask from a mortgage broker? Pleasure to deal with. Certainly made our lives easier.
Bronwen Forsyth & Stuart Irvine-Brown, Palmwoods, QLD
- First Home Buyer

Pete is a genuine and trust worthy fella. He makes getting a loan a breeze and goes over and above to get his clients the best deal with the right bank. Would recommend Pete to anyone.
Mitchell Adams, Coolum, QLD
- Property Investor

As a real estate agent I recommend Pete Solomon to all of my clients and that's because I personally wouldn't use anyone else myself. Pete has handled all of my lending for many years and nothing is ever too difficult with exceptional communication.
Grant Smith, Buderim, QLD
- Property Investor

Huge thanks to Pete for doing an amazing job with getting me my first home, went above and beyond to make sure it all went smoothly. Thanks mate
Harrison Banks, Kuluin, QLD
- First Home Buyer

Pete and his team are absolutely outstanding. He made our initial purchase and the subsequent refinance a breeze. No question was too silly - and he went so far out of his way to make sure we knew exactly what was happening and had help with all the paperwork. I can’t recommend Pete highly enough.
Thank you so much!
Kate & Jordan, Brisbane, QLD
- Refinancer

I can’t speak more highly of Pete and his team! He is the most genuine and professional broker, and boy does he knows his stuff!!
Pete got us our home loan approved within 24 hours and enabled us to buy our dream home.
Exceptional service and we just can not thank Pete enough.
Jarrod & Belinda-Rose Thwaites, Palmwoods, QLD
- Upgrader

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,000 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is$10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

The Territory’s First Home Owner Discount has been in place since 8 February 2019. It lets you save up to a maximum of $18,601 on the cost of stamp duty. The savings is available whether you buy a new or established home as long as the home is valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $8,750, which is the maximum stamp duty rebate available to first home buyers in Qld.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $505,000, you pay stamp duty of $1,050, a saving of $7,875. These savings cut out altogether if your first home costs $550,000 or more. On a property valued at $550,000, for example, the stamp duty would work out to be $10,600.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $20,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Melbourne. Or you can receive a FHOG of $20,000 if you buy/build a new home in regional Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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Mortgage Choice in Currimundi - Pete Solomon

Currimundi

Latest home loan interest rates

Property goals on the Sunshine Coast

What are your goals?

Expert advice

Helping you make better choices

At no cost to you

Talk to us today

What makes us different?

The right home loan for your needs

Google Reviews

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