Home Find a local expert Peter Byrne

First Home Buyers | Taree, Forster, Gloucester & Wingham

Start your home loan journey with expert advice and support.

"I remember buying my first home. I was so excited, but I also knew so little. That is why I became a broker - to see other people achieve that level of excitement, but with expert advice on their side." - Peter Byrne

Looking to buy your first home? Now is a great time to do so. Low interest rates and plenty of first home buyer incentives that could get you into your first home faster than ever.

Buying your first home is an exciting event!  But it can also be daunting and confusing. Peter and the team at Mortgage Choice in Taree and surrounds are here to help. We can help you:

  • Figure out your budget to know your the maximum amount you can borrow.
  • Determine what first home owner incentives you would be eligible for.
  • Research the right home loan for you from all the lenders on our panel.
  • Look at possible repayment rates and lenders to fit your needs.
  • Apply for pre-approval so you can make an offer when you find "the one."

At Mortgage Choice in Taree, Peter & the team are here to help guide you through the process and make it as streamlined and pain free as possible.  Whether your first home is a house, flat, apartment or a townhouse, we can help with all aspects of buying your first home.

We don't charge you for our home loan service

Don't worry, all our advice, experience and expertise is available to you for free. This is possible because the lender you choose will pay us a commission after your home loan settles. And no, that doesn't influence our home loan services at all. We are paid the same commission no matter what lender you go with.

What government help is available to you?

There are a range of incentives available that can get you into your first home sooner. You may qualify for: The First Home Owner Grant, Stamp Duty Concessions, The First Home Loan Deposit Scheme, the First Home Super Saver Scheme, and more.

If trying to work out what incentives you qualify for is a bit confusing and daunting, don't worry. At Mortgage Choice, we will work all that out for you.

Using a guarantor

A guarantor on a home loan is the person who provides additional security for your home loan. Your guarantor will not be paying any money towards the mortgage, they are just providing extra security to the lender should you fall behind on repayments.

Most lenders prefer the guarantor to be a close relative - often a parent, grandparent or sibling. A guarantor is used to reduce the size of deposit required and for avoiding Lenders Mortgage Insurance (LMI), meaning you can get into your first home faster.

Not sure if you want to use a guarantor for your home loan? Download our free e-guide for understanding gurantor loans for more information. Or alternatively, give us a call on 0413 291 300 to talk to one of our team.

Chat to Peter and the team today

Even if you’re just starting on your first home buying journey, contact us today for a no obligation appointment to discuss how much you can borrow and what repayments you are able to afford. We are committed to giving you home loan advice that puts you first.

Contact us today on 0413 291 300 or email to be on your way to achieving your home goals. 

 

Mortgage Choice in Taree services the areas of Taree, Forster-Tuncurry, Old Bar, Gloucester, Wingham, Harrington and surrounds.


The right home loan for your first home

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Contact us today.