Expert Help to Buy your First Home | Perth CBD

With so many grants, incentives and competitive rates available for first home buyers right now - there is so much to take advantage of. But it also means lots of paperwork and time spent navigating the best options. That's why the right advice and help is crucial.

That’s where our team at Mortgage Choice in Perth CBD can help. We have helped thousands of first home buyers get into their first home so we know exactly what you’re eligible for and can help you through every step of the way. 

Buying your first home is such an exciting time but it’s also one of the biggest financial commitments you can make, meaning there’s a lot to consider. Not only do you have to work out what you want in your dream property and find the right property for you, but you also need to look at what you can afford to borrow and make sure your finances are in order. 

At Mortgage Choice in Perth CBD, we are the first home buyer experts. Our team has helped thousands of first home buyers across Perth buy their first home, so we understand that it can seem daunting and be an overwhelming process. But we’re here to guide you through the entire home loan process from start to finish and beyond so you can rest assured that you and your finances are in good hands.  

Try our calculators to work out your borrowing capacity or home loan repayments

 

“Mortgage Choice has been so helpful and attentive with helping me get my home loan. For a first home buyer not knowing the first thing about buying a house, Gjoko my Mortgage Broker was very helpful. Always answering phone calls, messages and emails with in depth information to help me understand and have a clear vision of what I needed to do. Always following up on documents and helping me throughout the whole process. If you are a first home buyer and looking for a Mortgage Broker I would highly recommend Gjoko from Mortgage Choice Perth. 😊"

 

- Kara

How we can help you buy your first home

The benefit of using a mortgage broker is that not only do we offer more choice with access to over 35 lenders and hundreds of different home loan products, BUT we also take the hard work out of getting a home loan by taking care of everything for you! Take a look below at how our expert team can help you buy your first home with ease!

Explain the process & costs

As your mortgage broker, we’ll firstly sit down with you to chat about what you want out of your home loan and also breakdown the home loan application process for you. We’ll then calculate how much you can afford to borrow, what lender options you have and your potential repayments. 

Arrange home loan pre-approval

Our brokers will research and compare hundreds of home loan products from our panel of over 35 lenders to find you the most competitive and suitable loan for your situation. We will then arrange home loan pre-approval for you with your desired lender so you can shop with confidence knowing exactly what you can afford to spend. Pre-approval will also help speed up the loan application process once you have found your dream home. 

We can help you secure grants and incentives

As a first home buyer, there are so many grants and incentives up for grabs that you can benefit from, especially right now. We’ll make sure that you don’t miss out on any incentives or cash grants that you’re eligible for, including;

• The $10,000 First Home Owners Grant
• Stamp duty concessions
• First Home Guarantee Scheme enables you to buy your first home with only 5% deposit without paying Lenders Mortgage Insurance (LMI).

As you can see, there’s never been a better time to be a first home buyer as there’s so many incentives and grants that you can take advantage of. 

Book in a quick chat with our team at Mortgage Choice in Perth CBD to find out what you're eligible for.

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We'll guide you all the way through to your first home and beyond

Once you’ve found your dream home, our team will prepare all the paperwork on your behalf. We also liaise with your bank every few days to make sure your home loan application runs smoothly and keep you updated every step of the way. As well as any third parties involved such as the real estate agent and your settlement agent. 

But our help and advice doesn’t just stop at settlement - we love keeping in touch with our clients post settlement and beyond to help make sure your finances are always working hard for you even as your needs change.

The home loan application process

Check out our quick video below that details the home loan application process. When you work with our team, you don't have to navigate this yourself. We support and guide you through the entire process from application to settlement and beyond. So you can simply focus on finding your dream first home and moving in.

Our home loan service is at no cost to you

You heard that right - our service and help comes at no cost to you! That means we research your options, give you access to a range of choice from our panel of 35 lenders, and arrange your home loan for you all at no cost to you. This is because we get paid by your lender after your loan settles.

Other first home buyer resources you might find helpful

• Try our home loan calculators to work out your borrowing capacity, repayments and more!
• Read: Tips for buying your first home
• Read: What is a mortgage broker? And should I use a mortgage broker?
• Download: Our Free E-Guide to understanding Guarantors and how it works

 

Download our Free E-Guide to Buying your First Home

 

Get started buying your first home today

Want expert help buying your first home? Chat with our brokers today. We would be happy to answer any questions you may have and help get you started on your first home buying journey.

Book an appointment with our team