Refinancing | Home loans Epping, North Epping & Beecroft
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Refinancing your home in the Epping region
There’s a common belief that you are locked into your home loan forever - for better or worse. However, this couldn’t be further from the truth. Refinancing your loan can offer you numerous benefits to improve your financial standing, and it doesn’t have to be difficult or time consuming. Richard Brown, as your mortgage broker, will take care of finding you a better loan and handle the entire switching process. He will uncover all the costs that may be associated with breaking your current loan, and ensure that you will come out on top with your new arrangement - you won’t have to lift a finger.
The benefits of refinancing
Refinancing has many potential advantages, and you may be able to utilise several on them. These advantages can include
- Lowering your interest rate, therefore lowering your repayments
- Shortening your loan term
- Gaining new features, such as offset capabilities
- Reducing your account fees
- Consolidating debts
- Accessing equity
You might be surprised at just how much better off you could be with a different loan! Talk to Richard for a free review of your loan situation to find out more.
When should you refinance?
You can consider refinancing at many points throughout your loan, but especially if
- You are coming off a fixed rate
- Your financial circumstances have changed
- You are unhappy with your lender
- It’s been a few years since you last looked at your rate
- Or you just want to save some money!
Still not sure if the time is right for you? Talk to Richard today to discuss whether refinancing could help you reach your goals.
Compare interest rates
Your loan can look drastically different when your interest rate or fees change. Try out our free online calculator today to compare your costs under different loans.
Richard Brown is just a phone call away for all of your refinancing needs - call 0402 399 022
Richard can also assist you with:
