Mortgage Broker in Morphett Vale

Morphett Vale is the largest suburb in South Australia with a population of more than 23,00 people and has an area size of 12.76km2. Situated in the perfect location, there is plenty to do. It is close to the famous McLaren Vale wine region and close to beaches (Christies Beach). The expressway is right next to the suburb where its only 24km to the city. There are plenty of parks and reserves, schools and a golf course to keep you entertained.

 

What does a Mortgage Broker do?

In short, a mortgage broker is a third-party intermediary between a borrower and a lender.

Our expert mortgage brokers and team will help you throughout the entire process of getting a loan and beyond.

 

Why use a Morphett Vale Mortgage Broker?

Convenient appointments: Our mortgage brokers are willing to make appointments at the time and place that’s convenient for you, including after work hours, on weekends or via video conference. This can be a huge benefit when you have other commitments to consider.

You get quick and easy loan comparisons: Going straight to a bank limits you to a very narrow range of potential loans, but researching of all the options would take a very long time to complete on your own. Our mortgage brokers take the time to explore your individual circumstances and goals, and have access to a variety of loans and lenders where they can quickly identify the right loan options for your needs.

We give expert advice: Home loans are so much more than just interest rates. Our mortgage brokers will explain the various subtleties of different loans which can make a big difference to the bottom line. Factors such as the ability to make extra repayments or having access to an offset account may end up being crucial factors in your selection process. Having someone to take you through the pros and cons of different options can be extremely valuable in ensuring you end up with the right home loan.

Our mortgage brokers also have real feedback from other clients on how various home loans have performed, giving them additional insight into how various loans are likely to perform for you.

Our team does the legwork: Our mortgage brokers will do all the legwork in finding the right home loan for your needs and support you throughout the entire application process, including doing all the paperwork, sourcing pre-approval, helping you to apply for any government grants or incentives that you may be eligible for, and keeping you up to date with the progress of your application through to settlement and beyond. This frees you up to spend time doing what you love.

We help you get pre-qualification: Something to keep in mind is that every time you apply for a home loan and are turned down, no matter what the reason, it leaves a mark on your credit history. Mortgage brokers use specialised software to access the latest loan information across a range of lenders and match this against your individual situation and goals. It becomes clear very quickly what your borrowing power really is, and which lenders are the most likely to be willing to lend you the money you're looking for. This helps you to identify which lenders your application is most likely to be successful with and reduces the chance that you’ll be turned down numerous times.

We do not charge you for our home loan service: Our Mortgage Choice mortgage brokers can offer their home loan service free of charge to their clients because the lenders pay a commission when the loan is settled. This means you can tap into all of the benefits listed above at no cost to you. This is not always the case with other mortgage brokers.

 

Did you know? We can also help you with:

• Car loans
• Business lending
• Property investment
• Risk & general insurance
• Personal loans
• Credit cards
• Equipment finance & leasing

 

We're here to help!

 

So whether you're a first home buyer, upgrading to your next home, getting into property investment, or wanting to refinance your existing loan, the team of local Morphett Vale mortgage brokers can help you make the right move.

Contact us on 8186 6999 to book a free appointment.