Hello and welcome to my page. My name is Stephen Venn. I am married with 2 daughters, one at University and the other is a teacher. We've lived on the Peninsula since 1990.
Having worked for 40 years within the Banking & Finance Industry, I understand how frustrating and time consuming it can be to have to try and find the right loan, or combination of loans, to suit your circumstances, often within a tight time frame.
In May 2000, I became a Mortgage Choice Specialist Home Loan broker to fulfil that particular need in my community. Since then I have helped hundreds of my neighbours to achieve their goals and sometimes, their dreams.
No matter if you're:
- first home buyers
- upsizers and downsizers
- investors, and
- those looking to refinance their existing loan to lower their repayments or consolidate debt.
I can help you find home loan that suits your needs, not the lenders!
I get paid the same commission*, no matter which loan you choose from our panel of lenders. Best of all, my residential home loan service costs you nothing.
My role as your broker
My role as your Mortgage Broker is to provide you relevant information, education and direction to assist you in choosing the right home loan to suit your particular financial situation and personal needs. I achieve this by using the unique Mortgage Choice software to analyse products and lenders in addition to my years of experience as a qualified Mortgage Choice Mortgage Broker. I then electronically complete your mortgage application, obtain the relevant approvals and manage the process through to settlement and beyond.
If you're a First Home Buyer we can also assist you with completion of the First Home Owners Grant application (for those people who are eligible for this government initiative).
When should I consider refinancing my loan?
Refinancing should be considered when you want to take advantage of a debt consolidation savings plan, or if you want to switch loan products to one that will pay off your loan faster or better suit your lifestyle and needs. It may also be appropriate to refinance your loan when you are considering a major purchase such as an investment property, car or renovation.
If you are considering refinancing it is important to have your break costs clearly explained before you work out your overall savings. If you want to find out if refinancing is right for you please give me a call.
We can arrange an appointment at my my office or I can come to you.
I work from modern professional offices in Dee Why together with another Mortgage Choice Mortgage Broker and an office manager who provides support through the loan application process.
Industry Qualifications & Awards
I am a Full Member of the peak industry body, the MFAA and hold accreditation with over 20 individual lenders, including major and secondary Banks, Building Societies, Credit Unions, Specialised and Securitised lenders. I hold a Diploma of Financial Services (Finance/Mortgage Broking Management) and Certificate iv in Financial Services (Finance & Mortgage Broking).
Mortgage Choice are proud Winners of the 2014, 2015 Australian Broking Awards 'Best Diversification Program'
Proud supporter of Ronald McDonald House Charities
Additional Services Offered
- Deposit Power Deposit Guarantee - if you can't meet a cash deposit requirement for a property purchase, I may be able to issue Deposit Power Deposit Guarantee (otherwise known as Deposit Bonds) that eliminates the necessity for a cash deposit. These can be issued within 30 minutes in most cases.
- Business and Commercial Lending - this can include loans using both Commercial and Residential premises and sometimes with no Real Estate security at all!
- Leasing and Corporate Hire Purchase - for business equipment acquisition.
- Home & Contents and,
- Mortgage Protection Insurance - to protect your most valuable asset.
- Car loans - call me for the best rates.
NEW Addition To Our Service Suite:
Professional property investment research referrals - this most exciting addition gives our customers access to stringently qualified and selected investment properties to give the best possible opportunity for you to grow your wealth with a minimum of outlay and holding costs.
Contact me today on 9972 9858 or mobile 0403 254 181
Please take a few moments to read some testimony to my service by clicking the Testimonials tab at the top of this page.
*This information refers only to loans provided by our panel of over 20 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.