Professional & friendly service from your local Mortgage Choice Home Loan expert
- Call Us
- Office - 0403 254 181
- Open Hours
- Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Hello and welcome to my page. My name is Stephen Venn. I am married with 2 daughters, one at University and the other is a teacher. We've lived on the Peninsula since 1990.
Having worked for 40 years within the Banking & Finance Industry, I understand how frustrating and time consuming it can be to have to try and find the right loan, or combination of loans, to suit your circumstances, often within a tight time frame.
In May 2000, I became a Mortgage Choice Specialist Home Loan broker to fulfil that particular need in my community. Since then I have helped hundreds of my neighbours to achieve their goals and sometimes, their dreams.
No matter if you're:
- first home buyers
- upsizers and downsizers
- investors, and
- those looking to refinance their existing loan to lower their repayments or consolidate debt.
I can help you find home loan that suits your needs, not the lenders!
My role as your broker
My role as your Mortgage Broker is to provide you relevant information, education and direction to assist you in choosing the right home loan to suit your particular financial situation and personal needs. I achieve this by using the unique Mortgage Choice software to analyse products and lenders in addition to my years of experience as a qualified Mortgage Choice Mortgage Broker. I then electronically complete your mortgage application, obtain the relevant approvals and manage the process through to settlement and beyond.
If you're a First Home Buyer we can also assist you with completion of the First Home Owners Grant application (for those people who are eligible for this government initiative).
When should I consider refinancing my loan?
Refinancing should be considered when you want to take advantage of a debt consolidation savings plan, or if you want to switch loan products to one that will pay off your loan faster or better suit your lifestyle and needs. It may also be appropriate to refinance your loan when you are considering a major purchase such as an investment property, car or renovation.
If you are considering refinancing it is important to have your break costs clearly explained before you work out your overall savings. If you want to find out if refinancing is right for you please give me a call.
We can arrange an appointment at my my office or I can come to you.
I work from modern professional offices in Dee Why together with another Mortgage Choice Mortgage Broker and an office manager who provides support through the loan application process.
Industry Qualifications & Awards
I am a Full Member of the peak industry body, the MFAA and hold accreditation with over 20 individual lenders, including major and secondary Banks, Building Societies, Credit Unions, Specialised and Securitised lenders. I hold a Diploma of Financial Services (Finance/Mortgage Broking Management) and Certificate iv in Financial Services (Finance & Mortgage Broking).
Mortgage Choice are proud Winners of the 2014, 2015 Australian Broking Awards 'Best Diversification Program'
Proud supporter of Ronald McDonald House Charities
Additional Services Offered
- Deposit Power Deposit Guarantee - if you can't meet a cash deposit requirement for a property purchase, I may be able to issue Deposit Power Deposit Guarantee (otherwise known as Deposit Bonds) that eliminates the necessity for a cash deposit. These can be issued within 30 minutes in most cases.
- Business and Commercial Lending - this can include loans using both Commercial and Residential premises and sometimes with no Real Estate security at all!
- Leasing and Corporate Hire Purchase - for business equipment acquisition.
- Home & Contents and,
- Mortgage Protection Insurance - to protect your most valuable asset.
- Car loans - call me for the best rates.
NEW Addition To Our Service Suite:
Professional property investment research referrals - this most exciting addition gives our customers access to stringently qualified and selected investment properties to give the best possible opportunity for you to grow your wealth with a minimum of outlay and holding costs.
Contact me today on 9972 9858 or mobile 0403 254 181
Please take a few moments to read some testimony to my service by clicking the Testimonials tab at the top of this page.
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
We just wanted to say a huge THANK YOU for all your help and guidance over
the last few months. We really appreciate all your help and patience,
especially with the many silly questions we had and our difficult requests
of split loans, guarantors ...We would have no hesitation in recommending you to our friends and we hope you will be able to help us in the future.
We would also like to thank you for the lovely gift which was sent to my
I want to say a BIG thank you for your great assistance, Stephen, in my quest to finance my purchase of a house in QLD. What a pleasure, especially after weeks of delays while dealing with the major bank I already have had a loan through for over 7 years, to be looked after by you in such an efficient, professional & pleasant manner. I needed you to ensure that the lender I applied to, through your office, at the last minute didn't dawdle & I truly appreciate your efforts and the way in which you kept myself & my solicitor informed. Dealing with you took a lot of pressure off me and I look forward to recommending your services to others.
...a huge thank you for helping us with our first home loan. we are so grateful for all the advice you've given us - both 3 yars ago and and in the last few months. The whole process has been very easy and we know that is because of you. We moved in yesterday and already love it. However, when we outgrow it and need to upsize we will definitely be coming back to you for a new mortgage. Thanks again for all your help, you've been fantastic.