Refinancing your loan | Mortgage Broker Canterbury & Ashbury
Refinancing is the process of taking out a new loan to repay an existing one. Most property owners see refinancing as a way to save money on their loan, but it can be so much more than than! You can also use refinancing to access equity, consolidate debt or switch lenders.
Everyone's different
Refinancing is a valuable way to update your home loan by moving to a loan with a lower interest rate or better features. But you can also achieve a host of other goals by refinancing your loan. It's vital that your own personal goals are considered when reviewing and refinancing. As your local Canterbury Mortgage Broker, I provide personalised recommendations for refinancing from over 35+ lenders.
Our home loan review
- I chat you through what your goals are: whether it's to find a lower rate, release equity, consolidate debt or all of the above.
- I do the shopping around, comparing your current loan to loans from 35+ lenders. I look for lower interest rates, better features or a cashback deal.
- I will present some recommendations to you and talk you through the fees that may come with refinancing, like break costs or application fees. The goal is to find a loan that will achieve your goals, and leave you better off in the long run.
- If you decide to go ahead, I will manage the entire process from application to settlement, to ensure the process runs smoothly.
Coming to the end of a fixed rate?
As we like to say at Mortgage Choice, when your fixed rate ends - your choices don't! If your fixed rate term is coming to an end, it's really important to get your loan reviewed! This can help you save money when your interest rate jumps to current rates.
Start your home loan journey today
I'm here to help
Get in touch with me to chat about your own financial goals for refinancing or your fixed rate ending soon. As a mobile Mortgage Broker, I can meet with you in Canterbury, Ashbury, Dulwich Hill and across Sydney. I am available in person, or via phone and video call.
Contact Steven Stojcevski on 0447 431 447 or click below to request a call back.
Call: 0447 431 447 Request a call
