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Tayla Smith

Mortgage Brokers. Home Loans. Refinancing for Rockingham and surrounds.

Justin Smith and James Eaves are experienced, dedicated mortgage brokers thoroughly committed to the Rockingham community and have the personal touch that sometimes gets lost in big business. Here to help you through every step of the lending process.
  • Call Us Mortgage Choice Rockingham Beach
  • Office - 08 9527 1800
  • Fax - 08 9527 1844
  • Open Hours Mortgage Choice Rockingham Beach
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Suite 2, First Floor, The Boardwalk, 7 Railway Terrace ROCKINGHAM BEACH, WA 6168
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Start your home loan journey today


Justin and James are an experienced team with a broad skillset in all areas of lending and a friendly, locally-focused approach. Whatever your financial aspirations are, they can offer strategic lending solutions to help you achieve them.  

Specialising in:

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release

Also offer:

  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Other areas we service

Reliable, honest service from a team who put your best interests front and centre. Justin and James offer end-to-end support, clearly explain the pros and cons of the various lending options, and help you choose the product that’s right for you. 

James and Justin are active members of the local community and offer a mobile service across the Rockingham region.

  • Rockingham
  • Baldivis
  • Secret Harbour
  • Warnbro
  • Safety Bay
  • Kwinana
  • Port Kennedy
  • Shoalwater
  • Cooloongup
  • Singleton
  • Golden Bay
  • Lakelands
  • Karnup

Check out our free calculators!

Wanting to find out your borrowing capacity based on your salary and financial commitments?  At Mortgage Choice in Rockingham and surrounds we understand that finding out how much you can borrow for a property can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with Justin to discuss your unique circumstances.

Ready to kickstart your journey to  home ownership?

We’ll assist you along the way and do all the legwork for you! Call Justin and the team today on 08 9527 1800

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I first talked to Justin a year ago about buying a house in Rockingham and I have finally just purchased one. Throughout the year he was always available for a chat and some advice. He also helped me through a tight spot. He did seem reluctant to give a preapproval from a bank as they often only last three months, but he did give me a letter of eligibility form himself which worked in the same way.

28 May 2024  

My experience with James at Mortgage Choice Rockingham was amazing. His expertise and professionalism made the entire process smooth and stress-free. James was always available to answer any and all questions and guided me through each step with patience and clarity. His in-depth knowledge of the market helped me find the best rates and terms. I highly recommend James Eaves for anyone in need of mortgage assistance. Thank you, James, for making this experience so positive

19 April 2024  

Great work from the mortgage choice team. Good communication, friendly, fast and effective and great to work with.

02 April 2024  

James and team were great through the whole process. Would recommend

28 March 2024  

James, Tayla Jill were all fantastic to deal with from the start.
We weren't sure in what direction we wanted to go James gave us the clarity we needed to purchase a new home the ladies updated us every step of the way.

20 March 2024  

Justin and Tayla were amazing, from explaining our options to execution. I highly recommend Mortgage Choice. Easiest stress free exprience and were always happy to answer any questions, no matter how trivial. Thanks again Justin and Tayla.

16 February 2024  

I had an outstanding experience working with Justin and Tayla as my mortgage broker. They patiently walked me through the whole process, answering all of my questions and addressing any concerns I had. They took the time to understand my financial situation and keeping me updated every step of the way. Highly recommend

14 February 2024  

What a great team of professionals James and his crew are , makes life easy when you got a team like this

13 February 2024  

We have used Justins services numerous times and have recommended him to family and friends.
Always friendly and explains things to help us understand.

07 February 2024  

Amazing smooth experience refinancing to a better rate and seamless process on his behalf. Made all the paperwork easy and communication was prompt. Very knowledgable. Thanks

25 January 2024  

James was extremely helpful in every aspect, including the re-mortgaging to accumulate various loans into one and was always available for advice and questions. Highly recommended.

01 July 2022  

James and his team are nothing short of legends! They were always available throughout the process and made the process all that much smoother. Highly recommended.

22 June 2022  

Simply great in every aspect. I couldn't think of anything they could improve on.

24 May 2022  

excellent interaction always available great effort

18 April 2022  

We will only to go James for our finances. He is professional, informative, has excellent communication and always ensures our needs are catered for

26 March 2022  

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