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Tim Murphy

Investment Loans | Craigieburn, Mill Park & Thomastown

 

We speak from experience

As experienced investors and mortgage brokers ourselves, we're a great team to have in your corner. We're passionate about finding an investment loan that fits with your long-term strategy.

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Make a better choice for your investment

Investing in property is different from buying a home - it's all about the numbers. But as much as your choice of property is important, the investment loan you choose is the foundation for future returns. Our Mortgage Broker Craigieburn team is here to support you with the clear advice you need to make an informed decision.

We support our investor clients by

  • Tailoring our advice to your investment goals: We don't have a one-size-fits-all approach and passionately believe that everyone has their own unique goals and finances. Our recommendations for your investment loan are based on what you want to achieve and what your strategy is.
  • Having over 35 lenders on our panel: There is power in choice, especially when you're deciding on an investment loan (remember, it's all about the numbers!) Our Mortgage Broker Craigieburn team has over 35 lenders to choose from and plenty of options for investors.
  • Doing all the running around: While you're searching for the right area and property to invest in, you can leave the finance side of your purchase to us! Our team do all the research, negotiation, paperwork and follow-up for you.
  • Speaking from experience: Most of our team are investors themselves and understand how your investment loan should fit into your broader finances. We use our experience to guide you through making great decisions for your investment.

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Invest with confidence

Our Mortgage Broker Craigieburn team work with the lenders day-in, day-out. We know where to look for a competitive investment loan that fits your strategy. 

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Putting your equity to good use

Plenty of Australian investors use the equity in their current home as a deposit for an investment property. If you've been paying down your home loan, you probably have some equity you can put to good use! Our Mortgage Broker team in Craigieburn and Mill Park can work out how much equity you have available and how much your lender will let you use towards an investment.

Common investment loan questions

Did you know, many of the expenses that come with owning a rental property can be claimed on tax? This includes the cost of advertising for tenants, accountant fees, interest on your investment loan, council rates, repairs, insurance, depreciation and much more. It's important to have a good accountant on your support team to help you navigate what you can claim when tax time rolls around. 
Negative gearing simply means that the costs of owning your rental property exceed the returns. Positive gearing means that even after the costs of your rental property have been taken out, you are still earning an income. While negative gearing sounds less attractive in theory, it is a popular strategy with investors, because it can come with some fantastic tax benefits! Chat with your financial adviser or accountant about your own investment strategy, and then come to us to get your investment loan sorted! 

 

Let's take the next step - together

Our team has decades of investment finance experience behind us, which is why our clients trust us to find them the right deal. We would love to help you find a strategic loan for your next investment!

As your local Mortgage Broker team, we service the areas of CraigieburnMill Park, Lalor, Thomastown and right across Melbourne. We can chat with you in-person or by phone or video chat.

Call Tim and the Mortgage Choice team on 0474 596 692 or click below to book an appointment.

Call: 0474 596 692  Book an appointment


Compare and save on investment loans

We search through offers from over 35 lenders to find you the investment loan that may suit your needs. ~

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