Mortgage Broker Craigieburn | Home Loans Craigieburn

Local Mortgage Brokers in Craigieburn

The hardest thing when choosing a home loan is knowing what to look for and where to find it! After a short chat, our Mortgage Broker Craigieburn team will know which lenders could suit you, along with what interest rates & features will benefit you over the life of the loan.

We present our recommendations - handpicked from thousands of options - and then walk you through the home loan process. We're there with you from start to finish!

Here's why our clients come back

We're passionate about your plans because your home loan is about what you want to achieve. Our Mortgage Broker Craigieburn team will find a home loan that supports, not hinders, your finances and your goals.
We have options from over 35 lenders, not just ones from your everyday bank. Our clients know that we look for the right loan, not just any loan.
We understand the market and the lenders because we've been doing this for years! It's our business to know who is offering a great deal and which lenders suit certain buyers.
We're here for you, even after your loan settles. Our service doesn't stop when your loan settles. We're here every step of the way, including when it's time to refinance.
Our home loan service is free. It's one of the best things about being a Mortgage Broker! We can offer our service for free to our clients, because the lender you choose pays us a commission when your loan settles.

Our Loan Calculators

We do all the legwork

Our aim is to make the home loan process as easy as possible for you. Once you give us the go-ahead, our Mortgage Broker Craigieburn team will put together a strong application that gives you the best chance of approval. We know what each lender needs from a home loan application and what the process looks like. Our team answer questions on your behalf and follow the application through to settlement.

Local Craigieburn home loan experts

Our team at Mortgage Choice in Craigieburn focus on delivering exceptional service - first time, every time - and making the process as easy as possible for you.

Find out more about us

Buying property in Craigieburn

The local property market in Craigieburn has continued to grow with a +1.2% increase in the average house value to $640,000 over the last 12 months.
The average unit value has also increased by +0.8% to $410,000 in the last 12 months. With the average weekly rent at $400, this gives investors an average rental yield of 5.2%.
Find out more about the Craigieburn property market.

Common home loan questions

What is Lenders Mortgage Insurance?

Lenders Mortgage Insurance is a cost charged by the lender if you borrow more than 80% of the property's value. It is a one-off, non-refundable premium that protects the lender - not you - should you default on your repayments. There are some ways to avoid paying LMI, so have a chat to our Mortgage Broker Craigieburn team to find out more.

What is the difference between fixed and variable rates?

A fixed rate home loan is when you 'fix' the interest rate for a set period of time. This means that your repayments will stay the same, no matter what happens with the cash rate or how the market performs. If you like certainty, a fixed rate might be for you! Once the fixed rate ends, it's important to re-negotiate the rate with your lender or look at refinancing. If not, your interest rate will automatically reset to your bank's current variable rate.
A variable rate home loan is when your interest rate changes according to how the market is performing. That means your repayments will change over time, and could be more expensive (or cheaper) than the fixed rate on offer.
You could get the best of both worlds with a split-rate home loan. That's when you fix part of your home loan and leave the rest on a variable rate. This means that even if interest rates increase, you will still have some certainty with repayments.
Our Mortgage Broker team can chat you through what option might suit you best and what rates are on offer.

Let's take the next step - together

Our Craigieburn team has decades of home loan and finance experience behind us, which is why our clients trust us to find them the right deal. We would love to help you too!

As your local Mortgage Broker team, we service the areas of Craigieburn, Mill Park, Lalor, Thomastown and right across Melbourne. We can chat with you in-person or by phone or video chat.

Call Tim and the Mortgage Choice team on 0474 596 692 or click below to book an appointment.

Call: 0474 596 692 Book an appointment