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Tim Egan

Business Lending | Lismore | Ballina | Byron Bay | Northern Rivers

Do you require a business loan? We can help!

Looking to grow your business in the Northern Rivers? We can help you understand the finance options available and do all the legwork in sourcing the right business loan for your needs.

With our director's background in Accounting we have a ability to structure a loan that works with your businesses financial stratergy. Think you have a complicated business structure, not a problem. We have the skills and experience to help. 

With so many finance providers offering different finance types, with varying structures and repayment options, it can be difficult to find the one that’s best for your business. This is why it pays to seek independent advice before you make your choice.

Eligibility for business finance

To be eligible for business finance, you’ll need to demonstrate a history of financial performance, including evidence of solid cash flow and the ability to manage expenses and liabilities.

The sheer variety of loans can be overwhelming, but as your Mortgage Choice brokers, Joel & Tim can help you navigate through the various options to find the one that’s right for you.

Business Lending FAQ's

  1. Can I finance plant and equipment?

Yes, absolutely. Just get in contact with our friendly team to discuss your requirements.

  1. What are the different types of business loans?

There are many types of business loans, the main ones being: commercial loans, working capital solutions (debtor finance, overdraft, credit card, secured or unsecured line of credit, etc), secured business loans, and development finance.

  1. Which business loan is right for me?

It depends on your situation, your business, and many other factors. Speak to a broker to find the right solution.

  1. What should I bring to my first meeting with a Mortgage Choice broker?

If you are seeking a business finance solution, you will need to bring:

  • Last 2-year’s tax returns for the business
  • Financial statements (Profit & Loss, cashflow statement, balance sheet, income statement)
  • Your latest management accounts statement
  • Your BAS statement

As your local mortgage broker, we will do all the legwork in finding the right business loan for your needs and support you throughout the entire application and settlement process.

To arrange an appointment please call Joel Bradford or Tim Egan on 02 66286130.

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