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Tim Egan

Mortgage Broker Coomera | Ballina | Byron Bay | Lennox Head | Northern Rivers

Buying a property in Ballina | Byron Bay | Lennox Head | Northern Rivers ? We can help you secure the right finance


Joel Bradford and Tim Egan will discuss your borrowing options and take you through the home loan process.

Start your home loan journey today

· I want to buy a home

Get started

· I want to buy an investment

Get started

· I'm considering refinancing

Get started

Our promise to you

As your Mortgage Choice brokers in Waterford, we are committed to ensuring you truly have the best interest rate available on the market! Our promise to our clients is:

  • Don't pay a thing.Our home loan service is at no cost to you!
  • We will do the legwork.You can save hours of research and paperwork by getting us to help!
  • You will always get straight advice.


In the market for a new home?

When you are in the market for a home or investment property, certainty is a valuable asset. A loan pre-approval can help provide you with just that. Pre-approval lets you set a clear purchase budget, negotiate strongly when you find the right property, and bid with confidence at auction.

What is Loan Pre-Approval?

Loan pre-approval gives you conditional approval for a home loan or investment loan. It usually extends for a set period – typically three months, which can be extended with a review - and provides an indicative guide of how much you can afford to borrow.

Our top reasons to organise pre-approval

  1. You have a clear spending limit
  2. It can be a financial safeguard (you are unlikely to make an offer that is out of your borrowing capacity)
  3. Extra negotiating power
  4. You will be able to bid at auction with confidence
  5. It doesn't cost you anything

Find out how much you can borrow 

Find out how much you can borrow in just a couple of minutes! Use our helpful home loan calculators to find out what your borrowing capacity is, so you can have confidence when it comes time to find the perfect home.

Try our home loan calculator here.

To arrange an appointment please call Joel Bradford or Tim Egan on 02 66286130

We can also help you with:

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Contact your existing broker?

contact-us-broker-1Smoother experience as they have all your information.

contact-us-broker-2Better understanding of your financials to provide tailored advice.

contact-us-broker-3Faster response compared to being matched with a new broker.

Contact existing broker