First Home Buyers |Lismore | Ballina | Byron Bay | Northern Rivers

Buying your first property in the Lismore | Ballina | Byron Bay | Northern Rivers?

We understand that buying a first home is always a big decision, but there are plenty of sweeteners aimed at helping first home owners buy a place of their own sooner. Some of the top reasons why now could be a great time to get into the market include;

1. Interest rates are at record lows
2. First home buyers can enjoy a helping hand (first home loan deposit scheme, homebuilder scheme, first home owner grant)
3. Various lenders are offering incentives exclusive to first home buyers 

Start your home loan journey today

· I want to buy a home

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· I want to buy an investment

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· I'm considering refinancing

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How much can you borrow with a guarantor?

While a guarantor can help you in your home buying journey, having a guarantor does not mean that your borrowing power will increase. Your borrowing power can be determined by taking into account your income and expense to understand the amount of a loan you can service with your financial circumstances. With a guarantor loan, you can borrow 100% of the property purchase price or even slightly above that in some special cases. 

A guarantor loan can have many benefits including: 

1. Help you get onto the property market sooner
2. Unlock better loans with more favourable rates
3. Buy a property as early as now (you don't need a deposit)

Want more information?

If you would like to do some of your own research first, make sure you check out our home loan resources below!

 

• Guide to upgrading your property
• Guide to refinancing
• Guide to buying your first home
• Guide to property investing

To arrange an appointment please call Joel Bradford or Tim Egan on 02 66286130.

We can also help you with:

• Mortgage Brokers Ballina
• Mortgage Brokers Alstonville
• Mortgage Brokers Northern Rivers
• Refinancing
• Business Lending