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Nicole Nation

Nicole Nation - local Mortgage Broker for St Marys, Penrith and surrounding suburbs

We are a family run business in the Western Sydney suburb of St Marys. We give professional caring advice to all of our clients and have been doing so for over 25 years! Call our office today (02) 9833 8177 to see how we can help you too
  • Call Us Mortgage Choice St Marys
  • Mobile - 0412 709 700
  • Office - 02 9833 8177
  • Open Hours Mortgage Choice St Marys
  • M-F 9am - 5pm
    Sat by Appointment
  • Free Appointment

1/211 Queen Street ST MARYS, NSW 2760
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Our office is located in Queen Street, St Marys, we opened our doors 25+ years ago. During that time we have been able to assist in excess of over 2500 clients.

We do all the research for you

Our mortgage brokers in St Marys will make your life easy and provide you with the information and advice you need to make the right decisions with your finances. We work hard to ensure the home loan application is a straight forward process for you, so you can concentrate on finding your dream property!

We do this by researching different loan options on your behalf, completing the paperwork for you and of course following up with the lender.

Mortgage Choice St Marys offer a full range of financial services including:



Start your home loan journey today

Our team are dedicated to providing service beyond expectation and will leave no stone unturned to ensure you buy your dream home, buy that important investment property or simply ensuring you have the best mortgage product to suit your needs at the best rate available.



Our services don't end with Home Loans; we are able to offer you more choice for:

  • Car Finance
  • Car Buying Service
  • Personal Loans
  • Vehicle Leasing
  • Equipment Finance

What makes us different? In a nutshell, we act for our clients, not the lenders!

Our home loan service doesn’t cost you anything!

At Mortgage Choice St Marys, our home loan service is at no charge to our customers because the lenders pay us a commission after your home loan settles, so you get all of our expertise at no cost to you.

Don't take our word for it, take a look at what some of our loyal clients had to say about our services.

"Nicole has been extremely helpful throughout the whole process and was always only a phone call away whenever my partner or I had any questions. Would definitely recommend to first home buyers or anyone who doesn’t know much about buying a house!"


- Leah

For further information, please direct any enquiry to our office on 02 9833 8177. We would love to help you!

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Nicole and the team are nothing but professional and friendly. Dealing with Nicole made the purchase of my first investment property a breeze. She supported me every step of the way and was there for me with every single silly question I had. She helped me with patience and with the understanding that I was a true layman and needed someone I could trust to guide me. I honestly could not of done it without her. I highly recommend Nicole Nation.

13 February 2024  

Nicole is AMAZING..Great help. Friendly and very knowledgeable. Would not go to anyone else. Have used her numerous times with our morgage. Highly recommend going to Nicole for all your mortgage enquiries.

19 January 2024  

Highly recommend, everything went smoothly and quickly and everyone was very helpful

14 January 2024  

Nicole and her team did an amazing job She went above and beyond to help us buy our first home and we are very grateful. Would definitely recommend her to family and friends

07 November 2023  

Absolute pleasure to deal with. Nicole and her team were so helpful at every step.

18 September 2023  

We originally purchased a house under guidance of Des Nation, and more recently refinanced under Nicole. Both times were a smooth, wonderful experience where we were clearly guided through the process making everything very easy to deal with

03 September 2023  

Nicole and her team were fantastic and so easy to work with The entire service was convenient and so quick

24 August 2023  

Amazing staff and mangerment

16 July 2023  

Exceptional Mortgage Broker Service

I had an amazing experience working with Nicole from Mortgage Choice St Marys to purchase my investment property.
From start to finish, the service provided was excellent and exceeded my expectations.

Nicole exhibited a deep knowledge and understanding of the mortgage industry. She took the time to patiently explain various mortgage options, terms, and interest r... read more

03 July 2023  

Nicole Nation and team are fantastic and very efficient and go above and beyond thanks guys you are amazing

29 June 2023  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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