Experienced mortgage brokers in Leichhardt helping you buy property in Leichhardt, Rozelle, Ashfield and surrounds

Call: 0481 979 189

Need help with your home loan? Speak with our top-rated Mortgage Broker Angela Hanly in Leichhardt & the Inner West on 0481 979 189 to book an appointment this week! Angela will compare over 20 different lenders to find you the right home loan - at no cost to you

Call Us Mortgage Choice Turramurra
Office - 0481 979 189

Open Hours Mortgage Choice Turramurra
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

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Top rated Mortgage Brokers in Leichhardt and surrounds

As your local Mortgage Choice brokers, we are committed to ensuring you truly have the best interest rate available on the market! Our team of brokers located in Leichhardt, are passionate about helping clients to achieve their financial goals - no matter if it's your first property purchase or you have a substantial investment portfolio.

Mortgage Choice in Leichhardt will assist you to secure the most suitable finance solution for your individual situation, and their home finance service is always free of charge.

Plus, the best thing about using a top rated Mortgage Choice broker is that through us, you have access to hundreds of home loans from over 20 lenders, including all the big banks and a range of specialist lenders.

Call our Inner West finance team today on 0481 979 189 to book an appointment this week!

We can also help you with:

Get in touch with Angela Hanly this week on 0481 979 189

What do you need to prepare a home loan application?

Some of our clients ask what kind of documentation do you need to apply for a home loan? Well, in order to apply for a home loan, you will need to gather personal information about yourself such as:

Copies of your ID
Estimates of your assets and liabilities
Your current employment and income details
Bank and credit card statements and
Information about your living expenses.

If you would like to learn more about this, check out our short video below.

Why choose Mortgage Choice in Leichhardt?

No charge - Our home loan service is free of charge because lenders pay us after your loan settles.
Choice of over 20 lenders - Mortgage Choice in Leichhardt provides you access to hundreds of home loans from both the major banks and from smaller lenders including credit unions and building societies.
You'll get the right loan – We won't steer you to a lender unless it's the right one for you.
Convenient and flexible – we're happy to meet at times and places that work for you. We have two convenient locations in Leichhardt and Liverpool or can come to you.
We'll manage all the legwork - Our service is managing the loan process for you from start to finish. Selecting the right lender, lodging the paperwork, contacting your Real Estate Agent, Solicitor, Builder, Accountant and Government agencies for any eligible grants.
Saving you money is our goal – Maximising borrowing capacity, lowering repayments and finding loans with the lowest interest rate and fee structure possible - this is our goal for our clients.
Ongoing future support – Our team continues to add value by providing relevant support and advice throughout the life of your loan and into the future.

To arrange an appointment please call Angela Hanly on 0481 979 189.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

As a first time home buyer, I was in need of someone who is an expert in their field and able to pass on this knowledge in an easily digestible manner. Angela was the perfect find. She was incredibly professional, adaptable and insightful. She took the time to gain an wholistic understanding of my situation and tailor a loan suitable to me whilst also teaching me numerous things along the way without being pushy. I would highly recommend her services for anyone looking for a mortgage.

Gregor
17 April 2024

Angela has been great to work with - providing guidance and helping us secure financing during our search for a home. She has been kind and patient, and fast to respond to queries and in supporting loan applications.
Big thank you

B
13 March 2024

Angela is a pleasure to work with and simplifies the complexities of getting finance in place. My first call is to her for advice and then front running the entire process for me till the deal is done. Always working hard for the right outcome and keeping the banks on their toes.

Mark
28 February 2024

Angela has helped us a couple of times - first to get a very competitive fixed rate, then to negotiate a better variable rate. We will continue to be loyal customers.

11 February 2024

My partner is a first home buyer and Angela took extra care and time to explain the process for us. She secured us a great result and the whole process was pretty painless. She's also just a really nice person to deal with. Would highly recommend.

Yeena
11 January 2024

I chose Mortgage choice for piece of mind.
Angela was able to find the best loan to suit me and the best rate and flexibility.
Angela worked tirelessly to ensure the loan process went forward promptly and with ease.
This being my first loan Angela explained every step and gladly answered any questions I had.
Angela liaised with all other parties concerned in a professional and timely manner
I had a... read more

Alex
02 December 2023

Angela and her team have been managing our loan for several years now, and I must say, their service is truly exceptional. They consistently go above and beyond to exceed our expectations. Not only are they knowledgeable, but they are also proactive in reaching out with valuable suggestions and timely updates. It's rare to find a broker who genuinely cares about your situation as much as Angela does... read more

Airi
28 November 2023

Angelas recent assistance with our refinance was both professional and personable. She went above and beyond to ensure that a highly competitive rate was secured for us. The process was seamless- she was responsive and assisted us with every step of the way. I couldnt recommend Angela highly enough

Mahi
21 November 2023

Angelas direction, support and superior customer service during and after the mortgage process were the critical factors which made it very pleasant experience. I highly recommend Angela as a customer focused and knowledgeable mortgage broker who has your interests and needs top of mind in every decision.

Andrew
08 November 2023

The process of applying for a loan with Angela of Mortgage Choice Leichhardt and Turramurra was incredibly positive. Angela is very informative, takes the time to listen and respond to all of your questions even the silly ones and is very efficient and clear in all processes and communications. We are very grateful to have had Angela assisting us with what seemed like a daunting process, but Angela made very easy.

Corinne
18 October 2023

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.

Download now

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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