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Dante Xu

Refinancing | Mortgage Broker Box Hill, Glen Waverley & Burwood

Sometimes, it feels like we have no control over our home loan - but we do. In fact, reviewing your home loan regularly is an important part of having healthy finances. As your Mortgage Broker in Box Hill and Burwood, I'm passionate about my clients knowing their options and taking control of their home loan.

Let's take control of your home loan

The health of your finances depends on a regular review of your household's biggest cost - your home loan. As a Mortgage Broker and someone who started out working for a major lender, I know that your bank isn't going to offer a rate reduction. It's up to us to take control of your home loan - together.

In the current rate environment, I recommend reviewing your home loan annually. This is especially important if you are coming to the end of a 'fixed rate' period, which could see your repayment jump significantly. The good news is: my refinancing service is free!

A free review of your home loan:

  • Step 1: I review your loan and see how it stacks up compared to the market and your future needs (renovation, equity, debt consolidation). I then approach your current lender to see if they are willing to offer a discount on your current interest rate. This could save you from having to go through the refinancing process while still enjoying some savings.
  • Step 2: I then have a look at other lenders to see what else is available to you. You likely have a lot more options from when you first settled your home loan. I look for lower interest rates, better features or a cash-back deal (or all three!)
  • Step 3: Together, we go through your refinancing options and what's available. As your local Box Hill Mortgage Broker, I talk you through the pros and cons of each, as well as how much it will cost to switch to a new loan. It's important that the benefits of refinancing will pay off in the long run!

Home Loan Calculators

 

 

A home loan expert in your corner

Hi, I'm Dante! I spent years working for a big bank and know first-hand that no property owner should leave their bank in charge. I compare your current loan with over 35 other lenders to see if we can find you a better deal. 

Find out more about Dante

 

Refinancing your home loan

The process of refinancing to a new lender is much like applying for a whole new loan - there is a lot of legwork and paperwork. The news is: I will manage it all for you! As your local Mortgage Broker, I do all the hard work for you, including moving your loan from your current lender to the new one. If you would like a thorough review of your home loan - book a free review with me!

Let's get started

I'm here when you're ready to go

When you're ready to get started on your next home loan review, I'm here to help! As a mobile broker, I can meet you in person in Box Hill, Burwood, Glen Waverley and across greater Melbourne. Or if more convenient, I can chat by phone or video. I'm proud to offer my services in both English and Mandarin.

Get in touch with me on 0434 150 424 or click the button below to request a call back.

Call: 0434 150 424  Request a call back


Is it time to refinance?

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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