First home buyers | Mortgage Broker Narre Warren
We all know that buying your first home in Victoria at the moment can be difficult. But there's good news: interest rates are the lowest ever, there is a wide range of first home buyer incentives available and our Mortgage Broker Narre Warren can guide you through the process at no cost.
How can we help you buy your first home?
There's lots to think about when looking at buying your first home: your deposit, fees & stamp duty, interest rates, home loan features, borrowing power and more! The Mortgage Broker Narre Warren team offer a free home loan service, which covers:
- What you can afford to borrow and repay: We'll give you a some maximum borrowing capacity and go through your numbers with you based on your income & debts.
- What lender would suit you best: Our team will show you what lenders would approve a home loan application from us on your behalf.
- First home buyer incentives: We will go through what you are eligible for with first home buyer incentives and how you can stretch your deposit further.
- What home loans will help you save money: There are lots of home loan features to consider. We'll go through which ones will help you save money in the long run.
- When to consider refinancing to a lower interest rate or better features: Our team will let you know when it's time so you don't have to.
First home buyer incentives
In order to help first home buyers become property owners, the Government has put together a number of incentives and grants. They include:
- the First Home Owners Grant (up to $20,000 depending on where you purchase),
- The First Home Loan Deposit Scheme (helps you purchase with just a 5% deposit),
- The First Home Super Saver Scheme (allows you to use your super to fast track your deposit),
- stamp duty discounts (could save you tens of thousands of dollars)
- and more!
Our team are dedicated to getting your budget to stretch further and making sure your home loan fits into your long term financial future. We will figure out what you're eligible for.
Chat to our expert team
The Mortgage Broker Narre Warren team are committed to understanding your needs and doing all the required research and paperwork to match you to a great first home loan. Our team are bilingual and can help you in both English and French.
Call Dharma and the team on 0400 999 963 or book an appointment on the button below.
