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Dharma Balaghee

Mortgage Brokers & Home Loan Experts across Melbourne.

Get expert advice on your home and business loan options - including Ethical Lending & Green Home Loan options. We can take the pain away : you trying to find the best home loan - buying your first home / upsizing ...or simply Refinancing for better rates !

" Dharma was a fantastic mortgage broker. Literally could not have had a better experience. He was open from the beginning, laid out what I could get by refinancing up front, was able to achieve this on a limited time frame. He was very quick to get back to me with updates and letting me know in relation to any delays. 10 /10 would absolutely go with Dharma again when I go to refinance in the future. "

Jason G
26 July 2022
  • Call Us Mortgage Choice Pakenham
  • Office - 0400 999 963
  • Open Hours Mortgage Choice Pakenham
  • Monday to Friday 9 am to 5 pm
    Saturday 10 am to 2 pm
    Public Holidays & After Hours - Upon Request and Appointment Only
  • Free Appointment

Office 2, Level 1, 3/70 Main Street PAKENHAM, VIC 3810
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Get a home loan expert in your corner

There are so many decisions to make when choosing a home loan. That's why it's important to have a team of experts in your corner, so you can choose the right one.

The Mortgage Broker Team in Narre Warren and Greater Melbourne Area offer a free, personalised service to help find a lender and home loan that fits you, not the other way around. We'll then complete the paperwork and follow-up for you to make the process as hassle-free as possible.

We find out what you want 

The Mortgage Broker Team in Narre Warren and Greater Melbourne Area will sit down with you to ask about you - your finances, your budget & your ideal property. We will then put together some key numbers for you like your borrowing power, fees and repayments. Our team will help you balance what you want to borrow with what you can comfortably afford to repay.

We do all the research for you

To find the best deal on your home loan, it's important to do the proper research. The Mortgage Broker Team in Narre Warren and Greater Melbourne area will do all the research for you from over 30 lenders - including all the big banks. Our experience means we know where to look and which lenders to ask, to find you a great deal. 

In line with the United Nations Sustainable Development Goals (SDGs) for environment management and sustainability, we can aslo help our clients to do their part for the enviroment by exploring Green Home loan options.

All at no cost to you

Mortgage Broking is a free service for all Australians, so you can get transparent advice on your home loan outside of the banking system. Your chosen lender pays us a commission after your loan settles.

Chat to our expert team

The Mortgage Broker team in Narre Warren and Greater Melbourne Area are committed to understanding your needs and doing all the required research and paperwork to match you to a great home loan. 

Call us on 0400 999 963 or click on one of the buttons below. Our team are bilingual and can help you in both English and French.

The Mortgage Broker Narre Warren team services the suburbs of Endeavour Hills, Hallam, Narre Warren North, Narre Warren South, Berwick, Beaconsfield, Beaconsfield Uppper, Officer, Pakenham, Hampton Park, Clyde, Koo Wee Rup & surrounding areas throughout Melbourne.

How much can you borrow?

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The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Dharma was very helpful and supportive during my loan application .

12 May 2024  

It's my second house and I both chose Dharma for the process. I am even surprised at how quickly he responses and how closely he follows up. He let me know every important steps and saves me lots of money. I am usually the kind of person who shop around but I didn't hesitate to let me know when I need the second loan. He is trustworthy and good at finding the most suitable deal to you. He is such a pleasure to deal with that I hope I can get my third property sooner.

08 March 2024  

Went above and beyond from day 1 to help us understand what was happening, get everything sorted for us and dealt as the middle man between us and the lender so all we really had to do was supply required documents, read and sign paperwork. Took the stress out of a lot of situations for us

29 February 2024  

Dharma is fantastic to work with, he has the ability to leverage his broker networks to get more done for you than you can achieve on your own directly with the banks. I would strongly recommend him to anyone getting residential finance or enquirying as to their capability to do so.

03 January 2024  

Dharma was extremely professional with great expertise and high regard for his clients interests and is genuine and honest with his expert advice.

Couldnt have been lucky with a better mortgage broker.

Youll be in great hands, give Dharma a go.
Couldnt have been happier with our first home purchase and home loan.

04 December 2023  

Dharma was very diligent in finding us the right loan and took the time to go through all our needs. He use a good structure system to assess the different options. Very happy with the ourcome of my loan refinance.

28 August 2023  

Dharma was very friendly and provides the best options for refinancing and new loans. Approachable for discussion and always willing to help. I have gone through 1 new loan and 2 refinancing with Dharma successfully and I will definitely use his service again in the future

26 March 2023  

After years of directly dealing with various financial institutions and other mortgage brokers I felt Dharma from Mortgage Choice really understood my expectations since being both a Financial Planner and a Mortgage Broker.
He did my refinancing seamlessly while explaining all the pros and cons from different financial institutions best deals. He provided the best option with maximum saving in ter... read more

26 March 2023  

Dharma was such a delight to deal with
He was polite, prompt, understanding and compassionate. He also went above and beyond to ensure I understood all options available to me and liaised with my partner as well, cannot recommend him highly enough

15 November 2022  

As first home buyers we were quite apprehensive about the whole process but it was clear from day one that we were in capable hands with Dharma. He guided us through every step from start to finish and was extremely patient and understanding as he addressed our many questions and provided us with plenty of time to consider our options and make a decision.

He was also highly professional and effici... read more

06 October 2022  

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