As your Mortgage Choice broker, Dinesh will help you with the paperwork and follow through the entire process from start to finish with the lender to simplify the application process.
20,000 MORE reasons to chat to a broker.
Apply to refinance your loan by 18 October for a chance to win $20,000. Plus, attend an appointment by 20 September for a chance to win $1,000 weekly. T&Cs apply.
Read the full Terms & Conditions here.
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Book an obligation free call to discuss: - Home loan refinancing - Loan to purchase new property - New Car/Asset Loan - Construction Loan - First Home Buyer Purchase
Your Local Mortgage Choice Broker in The Ponds, Baulkham Hills, Bella Vista, Castle Hill & Kellyville
For 15 years, I’ve loved living in the Hills District and supporting our local community. I am here to guide you through the property market across The Ponds, Baulkham Hills, and Kellyville, offering personalised support to help you find a suitable loan for your future.
Proud Hills District local with 15 years of community connection and market insight.
Access to a wide panel of over 35 lenders to find the right path forward for you.
Complete support from start to finish, managing all the stressful paperwork on your behalf.
Dedicated to delivering an excellent customer experience at every step of your journey.
Tailored Home Loan Support for Every Stage of Your Property Journey
Whether you are buying your first home, upgrading, investing, or refinancing, I provide dedicated support to simplify the process.
Enjoy the Mortgage Choice Advantage with Choice, Convenience, and Care
You don't have to spend your weekends negotiating with banks or drowning in paperwork. With access to over 35 lenders, I do the heavy lifting, researching the market to find options that suit your unique needs while keeping you updated every step of the way.
Choice of over 35 leading Australian lenders and major structural banks.
I look after all the paperwork and lender communication for you.
A completely transparent, stress-free experience from application to settlement.
Backed by 15 years of local knowledge in the Hills District community.
Start your home loan journey today
Dinesh Bhardwaj - Mortgage Broker for Kellyville, The Ponds, Bella Vista & wider Hills Districts
As your local Mortgage Choice broker for Kellyville, The Ponds, Bella Vista, Norwest, Balukham Hill, Castle Hill, Penant Hill, Carlingford, Rouse Hill, Beaumont Hill and surrounding areas, Dinesh Bhardwaj is here to help you through the difficulties that come with securing loans, renovating/building properties, and managing your finances.
With 15 years living in the Hills Districts, Dinesh knows the area very well. Dinesh’s ability to take time to listen to customer needs thoroughly & then assess the situation or request with a varied perspective is second to none. Dinesh’s decision to enter the property market stemmed from his passion for travel and meeting people from diverse backgrounds, as well as his desire to operate his own business, where he can deliver the highest quality service possible to his clients
As your mortgage broker, Dinesh is here to help you in your property journey. He is here to do the legwork, secure you the best deals possible, and take the stress off your shoulders. If you’re ready to take the first step towards your next property, Dinesh is here to make it happen.
What is pre-approval, and how can it help?
When looking for your next property, pre-approval is an optional tool that can help increase your odds. Pre-approval is when a lender conditionally agrees to lend an amount of money. This amount isn’t finalised, however provides a clear understanding of how much you’re able to borrow.
A clear understanding of your borrowing power provides a massive leg up when it comes to your ability to navigate your options. It can allow you to enter auctions and negotiations with confidence in your budget.
Securing pre-approval can be tricky if you’re unaware of lender options. Luckily, Dinesh knows how to locate and secure pre-approval options suited to your needs.
If you’re ready to enter the property market with a broker who cares about your needs and goals, reach out to Dinesh today on 0421 822 843.
Dinesh can help with a range of topics, including:
Home loan calculators
Wanting some clarity on your borrowing power? Maybe you’re curious as to what your monthly repayments on a loan may be? If so, check out our handy loan calculators below and prepare yourself for the property market in minutes.
Property Guides
Learn all about the property market using our convenient guides! Designed to educate readers on different areas of the property market, so everyone can have a thorough understanding of how to navigate their options.
Get in touch with mortgage broker Dinesh Bhardwaj today and discover your options - 0421 822 843.
Reviews
Starting from
5.94%p.a.*
Comparison rate
5.96%p.a.#
Interest rates updated: 09 August 2026
Today’s rates
Our brokers work with more than 35 lenders and can access thousands of loans.
Compare home loans# Disclaimer: Interest rate associated with Gateway Bank Limited | Low Rate Essentials | 60-70% LVR | $50k to $2m | BV | Principal & Interest | Owner Occupied minimum loan size: $50,000. Further conditions, fees and charges may apply.
Our top 5 lowest interest rates available
Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
Calculators
Use our calculators to help you take your next steps
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Upgraders guide
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Office number
0421 822 843
Opening hours
Monday - Friday: 9:00am - 5:00pm After hours by appointment
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