Mortgage Broker Essendon | Home Loans Essendon

Your dedicated team of Mortgage Brokers in Essendon

Buying property is a major milestone for anyone, no matter if it's your first home, next home or new investment property. It's a lot to invest, which is why unbiased advice is so important. As your local Mortgage Broker Essendon team, we pride ourselves on providing clear, expert advice to anyone looking for support on their next big purchase.

Here's how the Mortgage Broker Essendon team can help:

We listen to what you want from your home loan so we can figure out what lenders are going to have the type of loan we're looking for.
We research all the different loan options available to you and match them with what you want from your property finance. Our Essendon team has access to 35+ lenders, from big banks to smaller, niche lenders.
We negotiate with the lender for you on interest rate, features and all the little things that make your home loan really work for you.
We work to ensure that your loan is progressing smoothly, as it should be. Our Mortgage Broker Essendon team put together the application, documentation and do the follow-up with your lender.
Our home loan service is free, because the lender pays us a commission when your loan settles. We believe that everyone should have access to quality home loan advice they can trust.

Our Home Loan Calculators

What our Essendon clients say

"Had a wonderful experience dealing with Mortgage Choice Essendon. Both Fab & Tamara were fantastic to deal with, providing multiple loan options as well as regular updates on the application status, from pre-approval right through to settlement. I highly recommend them for your next mortgage." [Cul, Essendon]

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Mortgage Broker Essendon team

Our Mortgage Broker Essendon team are passionate about our clients and their property goals. Our mission is to provide clear, expert advice on your next home loan so you can look confidently for your next home.

Find out more about us

The local property market in Essendon

The average house price in Essendon is $1,750,000 down -3.6% over the last 12 months. There was a 23.2% increase in the average house price in the 12 months from Feb 2021 to Feb 2022.
The average unit price in Essendon is $528,750 down -6.4% over the last 12 months. With an average rent of $450 per week, units have an average rental yield of 4.7%.
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Home loans in Essendon - FAQs

How much can I borrow?

Lenders use a range of different factors to determine how much they are willing to lend you, including your income, living expenses, debts and assets. They need to make sure that you can comfortably afford both your current lifestyle and your new home loan repayments.

Some lenders also need to build in the APRA 3% buffer rate to make sure that even if rates went up, you could still afford your repayments. Want to do a few quick sums on your borrowing capacity? Check out the calculator below! For exact numbers, get in touch with the Mortgage Choice Essendon team.

Use our Borrowing Capacity Calculator

What will my repayments be?

Your repayments will depend on the loan amount, loan term and interest rate. Together these will give you a 'minimum' repayment due either monthly or fortnightly. The interest rate is calculated daily by your lender and added to your mortgage repayments. Do some quick sums on possible repayments with our simple Repayment Calculator.

Use our Repayments Calculator

How much does it cost to use a Mortgage Broker?

More than 70% of home loans in Australia are now prepared by a Mortgage Broker. One of the big reasons everyday Australians love using mortgage brokers is because our service is free! It's because the lender you choose pays us a commission when your home loan settles. And with 35+ lenders on our panel, we can give you a great range of different types of loan options, when the banks can't.

Let's make it happen

Our Mortgage Broker Essendon team love seeing our clients achieve their own property goals. Let's chat through the numbers and work on finding a home loan that suits your next big purchase.

Visit our office at 94 Fletcher Street, Essendon. We can also chat by phone, video or in-person across Essendon, Moonee Ponds, Brunswick, Coburg and across Melbourne.

Call: 0438 381 312 Book an appointment