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Jeane Posthumus

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Refinancing | Noosa, Sunshine Beach and Peregian Springs

Do you know your home loan interest rate?

If you haven’t had your home loan reviewed in the last two years you should absolutely have a chat with Jeane Posthumus, your mortgage broker on the Sunshine Coast to discuss your options.

Home loan interest rates are at historic lows, so it's possible that refinancing could save you money, by giving you access to a lower interest rate, or cash back, or both! 

As your broker, Jeane can help you negotiate a better rate with your current lender, or they help you switch to a new lender. 

As your local home loan expert, I have access to hundreds of loans from a wide choice of leading lenders, including Australia’s big banks and a selection of specialist lenders. Get in touch with Jeane this week to find out if there is a better option available to you.

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Is refinancing worth the fuss?

To learn if refinancing is worth the fuss and how you could save on your home loan, take a moment and watch our short video below!

If you would like to discuss your current financial situation, please don't hesitate to contact our team. Right now, a home loan health check could provide huge benefits, including;

  • Obtain a new loan with a lower rate or more appropriate features
  • Save on interest repayments
  • Consolidate your debts
  • Increase your loan amount or access equity for other personal and financial goals.

Do I need a deposit to refinance my home loan?

You generally do not need to pay a deposit when refinancing your home loan, but there are a range of fees you'll probably have to pay.

You may also have to pay for LMI if the value of your equity in the property (your initial deposit, plus the sum of your principal repayments so far and any capital gains) is less than 20% of the property's value, or if you're refinancing the loan to over 80% of the property's value.

To learn more, check out our short video!

To arrange an appointment call, Jeane Posthumus, on 0401 881 286.

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