Cross Collateralisation - Pros & Cons
Cross Collateralisation - Pros & Cons So what IS cross collateralisation? ‘Collateral’ simply…
Any Questions?
There are NO dumb questions when it comes to the biggest financial commitment of your life! And no doubt, if you're thinking about it, so is someone else.
With a focus on the most frequently asked questions of our clients, these blogs aim to be simple, easy to read, and informative on current topics relevant to the property, finance and home loan industries.
For any additional information regarding any of these topics, please don't hesitate to call Jo on 0409 363 420.
Note: these blogs are for general information purposes only. You should, before acting on any advice, consider its appropriateness to your circumstances.
Equity v Serviceability - Why You Need Both
Equity vs Serviceability Why you need both to qualify for a home loan..... Recently I had an new client approach me…
Why Was My Home Loan Declined?
Why Was my Home Loan Declined? Has your bank declined your home loan application because you failed their credit sc…
Unlocking Home Equity
Unlocking Equity In Your Home You may have heard of "unlocking equity in your home" - but what does it mean and why w…
How Does Lender Credit Scoring Work?
How Does Lender Credit Scoring Work? Credit scores and credit reports are both tools used by lenders to measure…
What is HEM? (Household Expenditure Measure)
What is HEM? HEM stands for Household Expenditure Measure. HEM is an ABS (Australian Bureau of Statistics) measure b…
LMI Waivers - Options To Consider
LMI Waivers - Options to Consider Lenders Mortgage Insurance (LMI) can be a costly addition to your home loan when you…
Credit Score v Credit Report - What's the Difference?
Credit Score v Credit Report - What's the Difference? Your credit score and credit report are both tools used by…
Bluewealth 2024 Property State of Play
Bluewealth 2024 State of Play Every year, the Bluewealth Research Team analyses the Australian property ma…
Benefits Of Owning A House
Benefits Of Owning A House Deciding to make the leap into home ownership can be daunting. With higher interest…
Smaller Lenders vs. the Big Banks
Smaller Lenders vs. the Big Banks As a mortgage broker, I spend my days immersed in lender credit policy, calcu…
Why Use a Mortgage Choice Mortgage Broker?
Why use a Mortgage Choice Mortgage Broker? Home loans are complicated and varied. A mortgage broker saves you time and…
10 Questions to Ask Your Broker
10 Questions to Ask Your Mortgage Broker If you’re looking for an Australian home loan, whether…
What to Expect During Your Home Loan Journey
What to Expect During Your Home Loan Journey As mortgage brokers, our job is to help you find the right lender…
