Expert Mortgage Brokers in Ryde and surrounding suburbs

Looking for a home loan, personal loan, car or commercial loan? Talk to Joe Ghanem or Edmond Balit, your local Mortgage Choice brokers from Ryde, NSW.

Let us research and compare more than 20 lenders for you.

  • Office 02 9808 3400
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment

Who we are

Edmond Balit who has been a Mortgage Broker for over 17 years has teamed up with Joe Ghanem who has over 35 years of corporate finance experience. Together they will continue to provide quality service to the local community and help clients achieve their goals. 

Servicing customers in the Ryde and the surrounding areas for over 17 years, we have an in-depth knowledge and widespread experience in both mortgage broking, commercial and other personal loans.

We offer home loan services & advice for:

  • First home buyers
  • Refinancing your existing loan or upgrading to your next home
  • Investors & owner occupiers
  • Debt consolidation
  • Self-Managed Super Fund (SMSF) home loans

Other financial needs we can assist you with;

  • Car loans
  • Personal loans
  • Credit cards
  • Equipment Finance & Leasing 

 When & where do we meet with customers?

  • In the local Gladesville office
  • Visiting your home
  • During business hours or after hours
  • Saturday appointments available

We service the following areas

Ryde, East Ryde, North Ryde, West Ryde, Denistone, Melrose Park, Meadowbank, Eastwood, Marsfield, Epping, Macquarie Park, Eastwood, Gladesville, Tennyson, Henley, Huntleys Point, Hunters Hill, Woolwich



We're on your side


When we work with you as your mortgage broker, we are on your side. We look out for your interests, not the lenders', and our only interest is you. Yes, mortgage brokers are paid by the lender, not by you, but as a Mortgage Choice mortgage broker, we are paid the same fee regardless the lender you choose*. It's this that gives you peace of mind that any information and guidance we provide is there to help you, and only you.

Taking care of the details

With us on your side, we're there throughout the whole process and beyond to take care of every detail. We prepare and submit the application, liaise with the lender (a lot when necessary) and follow it through to settlement. We're also here to answer questions that may arise from time to time or when you want to look at other purchase or investment opportunities. And we'll do all this at a time and place that suits you.  We are mobile and will come to you in or out of business hours.

Looking forward to meeting with you to discuss your needs.

How to contact us 

Phone:     (02) 9808 3400

Mobile:    0438 090 393



What makes us different?


*This information refers only to loans provided by our panel of more than 20 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























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