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John Timms

Mortgage Broker in Melton, South Melbourne & Gisborne

John Timms is a personable and highly experienced mortgage broker with a proven track record in assisting clients with their home and business finance needs. He starts every business relationship by getting to know his customers and their needs, and is adept at identifying the loan products that are the right fit for their present and future requirements. John thrives on working with a diverse customer base across the Western region.
  • Call Us Mortgage Choice Melton
  • Office - 0423 140 444
  • Open Hours Mortgage Choice Melton
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

83-85 Unitt Street MELTON, VIC 3337
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Start your home loan journey today


Holistic lending solutions tailored to your unique needs and objectives. With excellent procedural knowledge and the ability to understand the process from your perspective, John specialises in arranging home, investment and business loans and asset finance.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas I service

Guidance, support and professional assistance at every step of the way – John aims to simplify and streamline your lending journey. He is based in Melton, South Melbourne & Gisborne and provides a full service across the entire Western region.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Melton, South Melbourne, Gisborne and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with 0423 140 444 to discuss your unique circumstances.

Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call John today on 0423 140 444


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

John was available and helpful throughout the whole process of my refinance. He said he would get the job done - and he did.

31 January 2024  

From the very first contact John was always the broker we were going to use. His calm methodical manner put my wife and I at ease that we had chosen the right man to help us.
Communication from John was fantastic It happened often and we never felt we needed to chase him for anything.
The process was straightforward and we got exactly the result we wanted, with the lender we wanted. We plan on using John again and would highly recommend him to anyone.

28 October 2023  

John looked after my finance as 1st home buyer and got me in my place very quickly.
A hard working broker who also happens to be flexible making the buying process less stressful.

30 September 2023  

If you want to be in the best of hands getting a home loan, specially when you have zero experience buying a home, go with John.
He will walk you through the mortgage process, loan typesoptions really clearly. He answered all the questions I could possibly throw at him and he was happy to chat through any tricky topics over the phone until I felt fully confident I understood what I was doing.
John was a... read more

09 September 2023  

John has been excellent, any concern, question challange we had John resolved it for us in a timly manner. I would highly reccomend John. Thank you John. Sara Crees

23 August 2023  

Have used John three times now for different support and had faultless service each time. He is flexible, knowledgeable and responsive. He works hard to ensure he offers the best possible support and has got us the result we wanted each time. Would have no issues recommending to anyone.

07 August 2023  

John made the entire process of getting my first home loan as simple and stress-free as it could have possibly been.

He is incredibly responsive and I would highly recommend anyone who is unsure about the mortgage process to reach out to him

Thanks John

22 May 2023  

John's service is second to none. He is extremely diligent and his communication is excellent throughout the entire process. Even post settlement where many might move on John is still committed to your cause. Highly recommended for all your finance needs

04 May 2023  

Wonderful experience, friendly , easy to understand. Happy to recommend to anyone.

02 May 2023  

Great communication and friendly service - John has been absolutely amazing throughout the buying process from financing to settlement. I was thrilled by his proactiveness in ensuring everything was in place for finance and getting the best possible deal out there for me.

I appreciate his support and recommend him to anyone who needs help buying their next home.

22 April 2023  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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