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Lance MacKichan

Refinancing your home loan | Thornlie & Gosnells

When the market is changing quickly - as it is now - refinancing can ensure that your home loan is still right for you, and meeting the needs of your budget and your home loan. Is your current home loan still the best deal out there for you? That's a question our team in Thornlie & Gosnells can help you answer.

Why checking your home loan is so important

We're guessing your home loan repayments are your households biggest bill. That means, reviewing your home loan to see if there's a better deal available could save you thousands a year through a lower interest rate or better features. Interest rates are currently at historic lows, so it's likely you could save if you haven't checked it in awhile.

Refinancing can help you to:

  • Take advantage of a lower interest rate or better features
  • Switch from a fixed or variable interest rate
  • Access equity for investment or renovation 
  • Consolidate your debts into one low-rate loan
  • Change lenders

The first step: A free Home Loan Health Check

Our team in Thornlie & Gosnells offer a free health check of your home loan to review your loan and see if you could save. We'll compare your current home loan with thousands of others, comparing interest rates and features to see if there's a better deal out there. 

If there is, we will take you through the costs associated with your new loan like break costs and stamp duty costs, and let you know if this refinance would be worth it for you in the long run.

Understanding Property Finance: Refinancing

When it comes to refinancing your home loan, there's some things to learn about the process. Start with some of the basics using our educations resources from our team in Thornlie, like:

Book your free Home Loan Health Check

If you're ready get started on reviewing and perhaps refinancing your loan, our Mortgage Choice team in Thornlie and Gosnells would love to help. We can review your home loan to see if we can find you a better deal from our range of over 25 lenders.

Contact us to book your free Home Loan Health Check on 08 9259 4488 or click on the Speak to us button to book a call back.

Our team service the areas of Thornlie, Gosnells, Harrisdale, Armadale, Byford, Kelmscott, Southern River, Maddington and surrounds. 

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