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First home buyers in Kempsey, South West Rocks and Crescent Head

Start your home loan journey today

Are you ready to purchase your first property? 

As your home loan experts in Kempsey, South West Rocks and Crescent Head, we’ll take the time to search through hundreds of home loans from our lenders to find the one that suits you. With so many options to choose from, finding the right home loan can seem overwhelming, but that's where we come in!

With access to more than 30 lenders and thousands of different home loans, we won’t stop until we’ve found you the right home loan for your individual needs. As your mortgage broker, Leah will also help determine any concessions that you may be entitled to as a first home buyer, as well as prepare the loan application on your behalf and follow it through to settlement, keeping you up to date along the way.

If you want to know what the next steps are, make sure you get in contact with Mortgage Choice broker Leah Lewis this week.

How does a guarantor loan work?

A guarantor on a mortgage is the person who provides the additional security for your home loan. Most lenders prefer the guarantor to be a close relative – usually a parent, grandparent or sibling.

While a guarantor can help you in your home buying journey, having a guarantor does not mean that your borrowing power will increase. Your borrowing power can be determined by taking into account your income and expense to understand the amount of a loan you can service with your financial circumstances. 

A guarantor loan can have many benefits, including: 

  • Help you get onto the property market sooner
  • Unlock better loans with more favourable rates
  • Buy a property as early as now (you don't need a deposit)

If you're looking for an experienced Mortgage Broker to help you secure finance for your new property, then give Mortgage Choice broker Leah Lewis a call on 0413 164 945.

Information about the home loan process for first-home buyers!

If you would like to do some of your own research first, make sure you check out our home loan resources below!

To arrange an appointment, call Leah this week on 0413 164 945.

As your Mortgage Choice broker, Leah can also help you with:

 


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