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Michelle Schaafsma

Michelle Schaafsma and Jeff Fullick Mortgage Brokers in West Pennant Hills, Castle Hill, Cherrybrook, Beecroft and surrounds

Michelle Schaafsma and Jeff Fullick are passionate about helping people finance property. With 30 years of experience in finance, banking and property investment, Michelle and Jeff have the perfect background to assist clients with their lending requirements. “We are here to do all the hard work for you,” Michelle says. “We can organise your property finance and find the right solution to your lending needs.”
  • Call Us Mortgage Choice West Pennant Hills
  • Office - 0488 858 056
  • Open Hours Mortgage Choice West Pennant Hills
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

51 Westmore Drive WEST PENNANT HILLS, NSW 2125
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Start your home loan journey today


Professional, dedicated and reliable, Michelle will work closely with you to plan a loan solution that meets your personal circumstances and your future needs.

  • Home Loans
  • Investment Property Loans
  • Refinance Home Loans & Consolidate Debt
  • Self Managed Super Fund Loans
  • Car and Asset Finance
  • House & Land or Construction Loan 
  • Renovation finance
  • Equity Release
  • Deposit Bonds
  • Bridging loans
  • First Home Buyers 
  • Insurance

Other areas I service

Michelle is an avid property investor and experienced mortgage broker who is ready to assist with all your financing needs. She offers expert advice, great loans and priceless service – and it won’t cost you a cent*. 

Michelle is based in West Pennant Hills and offers her service in the surrounding suburbs. 

  • West Pennant hills
  • Pennant Hills
  • Beecroft
  • Cheltenham
  • Cherrybrook
  • Thornleigh
  • Carlingford
  • North Rocks
  • Castle Hill
  • Baulkham Hills
  • Epping

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Pennant Hills, Castle Hill, Epping and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with us to discuss your unique circumstances

Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call us today on 0488 858 056

*Your Mortgage Choice broker is paid by the lender once you get your home loan. Lender fees and charges may also apply.

Client reviews

As always Michelle and Tanya are across all our accounts and ensure we have the best options available to us in the market.
If you're looking for a great Mortgage Broker, look no further than Michelle who I totally recommend.

01 December 2023  

Hi Michelle, Michaela, and Jeff... We received a beautiful parcel in the mail today full of amazing macarons What a gorgeous surprise and such a lovely and unexpected gift. Thank you all so much. And thank you for making it possible for us to buy our little house up at Lake Munmorah, and all the help and advice and reminders through this whole loan experience Youve been amazing.

30 November 2023  

Recently bought my first home and Michelle was instrumental in providing up-to-date advice on different loan options and ensuring we got the best rates for our circumstances. She was able to explain everything clearly and in a concise manner, and made sure to follow up with all parties to keep the loan process moving along efficiently. I look forward to recommending Michelles services to other first home buyers

13 October 2023  

Michelle and her team were fantastic during the whole loan process. Michelle has a way of explaining things in very simple, easy to understand terms. She never makes you feel like any of your questions are silly.

I would recommend Michelle and her team to anyone looking for a mortgage.

07 October 2023  

I had the pleasure of working with Michelle and her team for our recent mortgage, and we were happy with the experience. From start to finish, they were very professional and dedicated to finding the lender that was right for us. Michelle's expertise and guidance made the process feel effortless, and her team's efficiency ensured a smooth and timely closing and I would highly recommend Michelle and her team to anyone seeking mortgage services. Thank you for your support

05 October 2023  

Michelle and her team were absolutely amazing whilst assisting me through the process of obtaining a mortgage. If I could give ten stars I would

05 October 2023  

Michelle was a huge help in our home buying journey, were so glad we found her. She took the time to explain everything to us so that we were really informed on the process, including answering all our silly questions She really went above and beyond for us - chasing up the bank everyday when there were delays, and even hand delivering our documents herself to make sure they would get to the right team as quickly as possible. Highly recommend Michelle to anyone looking to purchase property

04 October 2023  

Michelle and Jeff are very professional, thorough, friendly, supportive and experienced brokers in the market who understand each client has individual needs and circumstances. As someone new to property space, Jeff and Michelle gave me some of the best advice possible and made the entire application process super easy and simple. I highly recommend Jeff and Michelle.

18 September 2023  

Michelle and Jeff were incredibly helpful. Great communication and they were happy to be contacted any time. Very pleased with the service I received

01 September 2023  

Michelle and the team at Mortgage Choice are fantastic. They really helped us navigate all of the things that are needed in getting a mortgage. Michelle was so patient in explaining everything we needed to know as first home buyers. Would highly recommend.

23 August 2023  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

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