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Neeraj Malhotra

Mortgage Broker St Ives | St Ives Home Loans

Start your home loan journey today

Buying a home in St Ives

With both Garigal and Ku-ring-gai Chase National Parks at your doorstep, you will be spoiled for choice when it comes to outdoor activities in St Ives. Walking and hiking are both popular pastimes, and there are even horse trails to frequent! The quiet streets are filled with picture-perfect homes on large, leafy blocks, and with several top-notch schools, the area is a haven for families. When it comes to shopping and dining, all of your amenities can be found at St Ives Village - including plenty of boutique cafes for your daily fix. The St Ives lifestyle is certainly enviable, and you could be its newest member. 

The median house price in the area was $2,862,500 in 2022, and the median apartment price was $1,020,000. Contact Neeraj Malhotra to talk more about buying a property in St Ives.

Accessing your home equity

Your equity is the difference between your home value and your current loan amount. You can grow your equity by increasing the value of your home, paying off your loan, or both. So, if your loan is a few years old and you’ve done some renovations or your area has boomed, you might have more equity at your disposal than you realise! Equity can be a valuable tool in your arsenal, and can be used in several ways, for example:

  • Funding the deposit for an investment property 
  • Financing a renovation
  • Going on a family holiday
  • Buying a new car
  • And more! 

Not sure how much equity you have to use? Get in touch with Neeraj to find out more. As your reliable local mortgage broker in St Ives, you can trust Neeraj to offer you the best quality advice about your loan. He is ready and willing to help you fulfil your dreams, so don’t hesitate to reach out and talk further.

Useful home loan tools

Want to learn more about your borrowing power, or calculate your repayment amount? Try out our free and easy-to-use online calculators.

Call Neeraj on 0423 025 900 to discuss your financial future today

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