Refinancing | Home loans Hornsby, Cherrybrook & St Ives
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The benefits of refinancing
Refinancing can have a number of benefits, some of which you may not have thought of. These include
- The ability to consolidate debts
- Cashing out your equity to fund a renovation or investment
- Shortening the length of your loan
- Reducing your repayments
- Adding new features to your loan, like redraw or offset
- Reducing or eliminating account fees
Whether many of these advantages appeal to you, or you just want to save some money, Neeraj is here as your local broker to find a loan that will help you reach your financial goals.
When to consider refinancing
Usually, we recommend checking on your loan every couple of years at a minimum, to make sure it is still the right option for you. However, it’s also a good idea to talk to Neeraj if
- Your fixed rate loan is about to end
- Your financial circumstances have changed
- You are unhappy with your current lender
- Or you just want a better deal!
If you’re still on the fence about refinancing, talk to Neeraj today. He can assist you with a free home loan review where he will help you make an informed decision. Neeraj will examine your current loan and uncover any hidden switching costs, ensuring that you will recoup these quickly to come out on top overall. Refinancing couldn’t be simpler with Neeraj as your mortgage broker, so get in touch today to get started!
Learn more about refinancing
Download our free guide for a comprehensive overview of the refinancing process and exactly what’s involved.
Interested in getting a better loan deal? Talk to Neeraj Malhotra on 0423 025 900
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