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Paddy O'Sullivan

🥇WINNER 2020,2021 and 2022 - MFAA NSW/ACT - Regional Finance Broker Award 🥇 WINNER - The Adviser Better Business awards - Best Regional Broker NSW

Multi award winning Mortgage Brokerage in Nowra and the Shoalhaven.

Extensive local knowledge and experience in the current lending environment.

Appointments are available during business hours and late evenings on Tuesday and Wednesday nights.
  • Call Us Mortgage Choice Nowra
  • Office - 02 4422 4062
  • Fax - 02 4422 0152
  • Open Hours Mortgage Choice Nowra
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

49 Junction Street NOWRA, NSW 2541
Latest home loan interest rates
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Start your home loan journey today

Why choose Mortgage Choice Nowra?

Mortgage Choice in Nowra is owned and operated by Paddy O'Sullivan and Kate O'Sullivan, who have both lived and worked in Shoalhaven for many years. Our team is confident and knowledgeable, and in an era of information overload, we will guide you through the often confusing and time-consuming mortgage maze. 

We specialise in:

  • Home Loans
  • Investment Loans
  • Refinancing
  • Personal Loans
  • Car Loans
  • Equipment Finance and Leasing
  • Commercial Finance
  • Debt Consolidation

We do the hard work for you and find the most suitable solution to meet your needs - without damaging your credit rating.



If you're ready to purchase a property, refinance your existing home loan or purchase equipment for your business. then take advantage of our years of experience with an obligation-free appointment. Book online, or call 02 4422 4062 to chat with Paddy O’Sullivan, your friendly local broker at Mortgage Choice Nowra. 

Contact Paddy and his team today!

Home loan pre-approval!

As your mortgage brokers in Nowra and Shoalhaven, we can help you organise your home loan pre-approval. In a market like this, pre-approval may be your biggest weapon when it comes to buying a home, as it allows you to understand how much you can borrow and, therefore, what you can spend on a property. It also puts you in a stronger position to negotiate with a vendor or bid at an auction, giving you more confidence when it comes to bidding.

Generally speaking, it's based on an assessment of your individual circumstances, needs and ability to repay the loan, so to organise your loan pre-approval, just get in touch with Paddy and his team

Call us to book a meeting or click the orange 'Contact us' button in the top right corner of this page, and we will contact you as soon as possible.

Mortgage Choice Nowra can also help you with:

Home Loan Resources

If you're researching the best ways to enter the property market, then you may find our guides useful. Feel free to check out some of our free resources below.


We would love to help you

As your Mortgage Choice brokers in Nowra, Shoalhaven and the surrounding area, we are committed to ensuring you truly have the best interest rate available on the market! Our promise to our clients is:

  • Don't pay a thing. Our home loan service is at no cost to you!
  • We will do the legwork. You can save hours of research and paperwork by getting us to help!
  • You will always get straight advice.   

Located in the heart of Nowra, our Mortgage Broker team services clients not only in this region but all over Australia. Visit our office located at 1/88 Worrigee St, Nowra, to get your home loan journey underway.

Call Mortgage Choice Nowra on 02 4422 4062 or book an appointment below.

Call: 02 4422 4062 Book an appointment

Servicing: The NSW South Coast from Gerringong in the North to Batemans Bay in the South including Bomaderry, Shoalhaven Heads, Nowra, North, South and West Nowra, Bangalee, Orient Point, Greenwell Point, Culburra Beach, Callala Bay and Beach, Currarong, Woolamia, Huskisson, Vincentia, Sanctuary Point, St. Georges Basin, Old Erowal Bay and Erowal Bay, Ulladulla, Batemans Bay, Milton and anywhere in between.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Would highly recommend. Going through a divorce was stressful enough. Paddy, Tiffany and the staff took all the stress out of organising my finances. Definitely could not have done it without them.
Thanks again

28 November 2023  

Paddy and the team at Nowra Mortgage Choice are fabulous Their attentiveness, attention to detail and their nothing is a problem attitude makes the loan process smooth and efficient. I would highly recommend Mortgage Choice Nowra. Im

28 November 2023  

Very pleased with the assistance and guidance from the Nowra Team. Friendly, Happy, Knowledgeable and Professional. My second time working with the team and wont be the last.

14 November 2023  

We went mortgage choice Nowra despite coming from Canberra as Stacey Staatsma has been highly recommended by our friends. Staceys smile is so bright that makes you feel comfortable to work with her instantly. You feel at ease that she will work in your best interests the moment you meet her.
The process of our loan application went smooth sailing as all emails have been replied diligently and prom... read more

17 October 2023  

Amber Morgan at Mortgage Choice in Nowra was so professional throughout the entire process from start to finish to enable us to aquire finance for our new vehicle.
Thank you so much for your relentless endevour to carry this through for us.
I will definitely be reccomending you to my family friends.

13 September 2023  

I had the pleasure to work with Amber on the loans, Very good and quick highly recommend couldnt fault thanks to the whole team as well

05 September 2023  

Fantastic knowledge and advice. Paddy and the team were always available to help answer questions. Highly recommended, we will definitely be using mortgage choice Nowra again.

18 August 2023  

Can't fault these guys for all the hard work they do. Always a pleasure working with Paddy and the team

19 June 2023  

Paddy and his team including Kaitlyn and Nicole were so helpful sorting out our mortgage finance and keeping us up to date what was going on throughout the whole process with understanding of our specific needs and situation thank you to Paddy and his professional team highly recommend mortgage choice Nowra

19 June 2023  

Thank you to Paddy and the team at Mortgage Choice Nowra for helping to secure finance for an investment property.

Paddy a was effective in analysing my financial position and recommending the most favourable loan structure and financial institution. Paddy specifically had knowledge in structuring investment loans in a way that does not create disadvantage in the event you choose to add multiple p... read more

08 June 2023  

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